On the House Blog

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Welcome to On the House, a weekly blog for affordable housing professionals.

What Would You Do with an Extra $2,000 Every Year?

June 2, 2017 | by Katie Claflin
June is National Homeownership Month, and we want to take this opportunity to educate first-time buyers about our Mortgage Credit Certificate (MCC) Program, which can save you up to $2,000 every year on your income taxes and put more of your hard-earned money back into your pocket.

Budgeting Tips to Help You Afford Your Monthly Rent

May 19, 2017 | by Guest Posts
This is a guest post by Abodo.com, a Madison, Wisconsin-based start-up whose mission is to create a new, better kind of apartment listing service. A recent study by ABODO apartments entitled “Heavy Housing Burden” dug into trends surrounding the availability of affordable housing, namely how many renters across the country are paying more than 30% of their income on rent (the HUD-determined threshold for being housing-cost burdened). Heavy Housing Burden reports that nearly half of all U.S. renters are facing a cost-burden, and that trend largely rings true for Texas.

TSAHC Unveils New Tool For Home Buyers

May 12, 2017 | by Michael Wilt
We're excited to share a new tool for home buyers now available on our web site. The Down Payment Assistance Calculator allows home buyers to explore the down payment assistance grant amount and interest rate that works best for them. Using the tool is easy. Just follow these quick steps.

You Just Got Your Property Tax Appraisal. Now What?

May 5, 2017 | by Katie Claflin
Now is the time of year that Texas homeowners receive their 2017 property tax appraisal from their county. The appraisal lists what you’ll owe in property taxes at the end of the year, based on the value of your home.

TSAHC Partner Spotlight: An Interview with Michaelle Wormly

April 21, 2017 | by Janie Taylor
Every quarter TSAHC spotlights a staff member or partner to help our readers get to know our mission and industry a little better. This week we interviewed Michaelle Wormly, Executive Director of WOMAN, Inc., a housing nonprofit in southeast Texas. TSAHC has partnered with WOMAN, Inc. through our Affordable Communities of Texas programs to create homeownership opportunities for low income and disabled veterans and other underserved families.

What You Should Know About Fair Housing

April 14, 2017 | by Michael Wilt
April is Fair Housing Month as it commemorates the passage of the Fair Housing Act on April 11, 1968. The historic piece of legislation expanded on previous laws to prohibit housing discrimination based on race, religion, national origian, and (as amended) disability and family status.

Ready to Buy a Home? Find Out What’s New

April 7, 2017 | by Katie Claflin
On Monday, April 3rd TSAHC implemented several enhancements to our home buyer programs. These changes will make it easier for even more low and moderate-income home buyers to qualify for down payment assistance grants and mortgage credit certificates through TSAHC.

Housing For When Disaster Strikes

March 24, 2017 | by Michael Wilt
Texas is prone to some of Mother Nature’s fiercest elements from tornadoes and wildfires to hurricanes and flooding. When these disasters strike and people lose their homes they need safe shelter immediately. What communities provide as temporary housing often depends on resources available from the government.

Don’t Let Student Loans Derail Your Financial Goals

March 17, 2017 | by Katie Claflin
Research conducted by the Institute for College Access and Success found that 56% of Texas college students graduate with student loan debt. Their average loan amount? $27,324.

Doctor’s Order: Stable, Decent & Affordable Housing

March 10, 2017 | by Michael Wilt
When it comes to good health, one of the best prescriptions is stable, decent and affordable housing. That's the key takeaway from a research summary prepared by the Center for Housing Policy that detailed the connections between housing and health explained below.