On the House Blog

Welcome to On the House, a weekly blog for affordable housing professionals.

Posts by Katie Claflin

Katie Claflin is the Director of Communications & Development for TSAHC, where she is responsible for writing grant proposals and marketing materials to help grow TSAHC’s housing programs. She also administers TSAHC's Texas Foundations Fund program, which supports home repairs and supportive housing services provided to very low-income Texans. Katie earned a B.A in History from Hendrix College and a Master of Public Affairs from the LBJ School of Public Affairs at the University of Texas.  She can be reached at 512.334.2152 or via email.

Digging Deeper into the Housing Affordability Problem

December 14, 2017 | by Katie Claflin
Rental housing affordability continues to get worse. These are the general findings of two high profile reports we’ve covered in past On the House entries. A new Freddie Mac study confirms the findings of these reports, but the scope and methodology of this study are a little different.

The Surprising Way Baby Boomers Are Affecting Today’s Housing Market

November 3, 2017 | by Katie Claflin
Much attention has been paid to millennials’ attitudes toward homeownership. However, an article published by CNBC in August argues that it’s actually baby boomers—not millennials—that are having the greatest impact on the current housing market.

Being “Too Cool for School” May Keep You From Becoming a Homeowner

October 6, 2017 | by Katie Claflin
If you want to buy a home, one of the best ways to make that happen is to stay in school, according to a recent study conducted by Trulia.

Resources Available for Texans Affected by Hurricane Harvey

September 15, 2017 | by Katie Claflin
For this week’s blog post, we have compiled a list of resources that can help Texans affected by Hurricane Harvey find temporary shelter or rental housing, file an insurance claim, postpone their mortgage payment, or find employment.

How Commuting Costs Can Drive Up Housing Costs

August 11, 2017 | by Katie Claflin
Housing affordability is generally measured as a percentage of income spent on housing costs. According to the US Department of Housing and Urban Development, a household is considered cost-burdened if it spends more than 30% of its income on housing. But Joe Cortwright, Director of City Observatory, argues that traditional measures of affordability do not consider other related costs, particularly transportation, when calculating whether a household’s housing is affordable.

Staff Spotlight: An Interview with James Matias

July 21, 2017 | by Katie Claflin
This week we are spotlighting James Matias, Manager of Asset Oversight and Compliance at TSAHC. James has more than 13 years of experience in the housing industry and just celebrated his fifth anniversary at TSAHC this spring.

You May Be Closer to Buying a Home than You Think

July 7, 2017 | by Katie Claflin
Buying a home is a major purchase, and it’s natural to want to hold out for the perfect home. But just because you can’t afford your dream home right now doesn’t mean you should sit on the sidelines until you can.

How to Protect Low Income Families in Changing Neighborhoods

June 16, 2017 | by Katie Claflin
GOVERNING magazine reports that most major metro areas in Texas are experiencing gentrification. As housing prices in Texas increase, community leaders are scrambling to find solutions to protect long-term residents without undermining growth.

What Would You Do with an Extra $2,000 Every Year?

June 2, 2017 | by Katie Claflin
June is National Homeownership Month, and we want to take this opportunity to educate first-time buyers about our Mortgage Credit Certificate (MCC) Program, which can save you up to $2,000 every year on your income taxes and put more of your hard-earned money back into your pocket.

You Just Got Your Property Tax Appraisal. Now What?

May 5, 2017 | by Katie Claflin
Now is the time of year that Texas homeowners receive their 2017 property tax appraisal from their county. The appraisal lists what you’ll owe in property taxes at the end of the year, based on the value of your home.

Ready to Buy a Home? Find Out What’s New

April 7, 2017 | by Katie Claflin
On Monday, April 3rd TSAHC implemented several enhancements to our home buyer programs. These changes will make it easier for even more low and moderate-income home buyers to qualify for down payment assistance grants and mortgage credit certificates through TSAHC.

Don’t Let Student Loans Derail Your Financial Goals

March 17, 2017 | by Katie Claflin
Research conducted by the Institute for College Access and Success found that 56% of Texas college students graduate with student loan debt. Their average loan amount? $27,324.

Protect Your Home from those April Showers

March 3, 2017 | by Katie Claflin
Spring is officially around the corner, and the changing seasons can often bring storms, some of them severe. Storms can turn your backyard into a mud pit and wreck your morning commute but they can also cause severe damage to your home.

Home Buying Tips for those Getting Hitched

February 10, 2017 | by Katie Claflin
You’re getting married—congratulations! Like many couples, you may be thinking about starting your life together in a home of your own. In fact, according to a study conducted by Coldwell Banker, 35% of Americans purchased their first home together within two years of getting married.

Female and Single?  This Could Be Your Year to Buy a Home

February 3, 2017 | by Katie Claflin
The number of single women buying homes is on the rise. According to data collected by the National Association of REALTORS® (NAR), single women now make up 17% of all home buyers, while single men represent a mere 7%.

Teacher Housing Crisis Takes Center Stage in New Report

December 2, 2016 | by Katie Claflin
Every year the National Housing Conference releases its Paycheck to Paycheck report, which analyzes housing affordability challenges of workers in several occupations across 210 metropolitan areas.

Hear from Two Families that Are Grateful for Your Support

November 18, 2016 | by Katie Claflin
For this week's blog post, we would like to share the stories of San Juanita and Pete Ortiz, and Charlee Ross and her son Jonathan, two families who were able to access critical, live changing services thanks to TSAHC's Texas Foundations Fund program.

Ending Veteran Homelessness:  Where We Are and Where We’re Going

November 10, 2016 | by Katie Claflin
In honor of Veterans Day, TSAHC would like to bring attention to the serious issue of homelessness that plagues too many men and women who have served and defended this country.

TSAHC Partner Spotlight: An Interview with Kathy Tyler

October 21, 2016 | by Katie Claflin
This week we are featuring Kathy Tyler, Housing Services Director of Motivation, Education and Training, Inc. (MET). Kathy has spent 17 years with MET and has played a critical role in helping the organization grow its housing services for farm worker families.

Need Help with Your Down Payment? Consider a Matched Savings Program

September 16, 2016 | by Katie Claflin
Do you want to buy a home, but you're worried you don't have enough for the down payment? For this blog post, we want to focus on a valuable savings resource for home buying hopefuls—matched savings programs.

Remodeling Projects: Which Ones Are Worth the Investment?

September 2, 2016 | by Katie Claflin
One of the most exciting things about buying a home is that you can make it your own. From the paint colors to the floor plan, owning a home gives you the ability to customize everything to fit your specific wants and needs. As an added benefit, many improvements add value to your home, helping you protect and grow your investment.

Can Your Housing Situation Affect Your Mental Health?  Studies Say Yes

August 12, 2016 | by Katie Claflin
Health experts and policy makers have known that housing conditions can have a big impact on residents' health and well-being. But in recent years, researchers have focused not only on the connection between physical health and housing, but specifically on the role that housing concerns can have on residents’ mental health.

Good News for Homeowners Drowning in Mortgage Debt

August 5, 2016 | by Katie Claflin
Owning a home is one of the primary ways that many families ensure their housing stability while also building wealth for the future. But for homeowners saddled with too much mortgage debt, the American dream of homeownership can become a nightmare that threatens their credit and financial future. A 2015 report by the Center for American Progress found that, nearly 10 years after the housing crisis, more than 7 million Americans are still underwater on their mortgage loans (defined as owing more than their home is worth).

Home Builders May Hold the Key to Addressing Texas’ Housing Shortage

July 15, 2016 | by Katie Claflin
Nationwide, the lack of down payment has long been the primary obstacle keeping families and individuals from becoming homeowners. In fact, Zillow issued a press release in November 2015 reporting that up to 13 percent of home purchases were only made possible through a down payment gift or loan from a friend or family member. But as we reported in a blog post last month, there's a new obstacle holding potential buyers back: the lack of entry-level homes on the market.

Texas’ Housing Shortage Makes Down Payment Programs More Important than Ever

June 24, 2016 | by Katie Claflin
There’s a housing shortage in Texas, and it’s affecting younger, first-time and lower-income buyers the most. That’s because, although there are fewer homes available to buyers at all income levels, it's starter homes that are in the shortest supply.

What Does It Take to Qualify for Down Payment Assistance?

June 10, 2016 | by Katie Claflin
It may be easier than you think! There are several misconceptions about down payment assistance programs, including the belief that programs are only available for first-time home buyers and that programs aren’t available in your community. But the truth is there are many programs available, so you may be eligible for assistance without even realizing it.

Ready to Leap into Homeownership? Five Reasons to Attend Our Upcoming Webinar

May 20, 2016 | by Katie Claflin
June is National Homeownership Month, and to celebrate, TSAHC is hosting free webinars every Wednesday in June to help Texas families and individuals navigate the home buying process. Do you want to buy a home this summer or at some point in the future? Here are five reasons you should sign up for one of our webinars.

What Motivates First-Time Home Buyers? The Answer May Surprise You

May 6, 2016 | by Katie Claflin
For many people, buying a home can be a better financial option than renting. However, a recent survey conducted by Braun Research on behalf of Bank of America found that the financial benefits are not the primary factor motivating first-time home buyers. Instead it’s the emotional benefits of owning a home that are attracting younger adults to homeownership.

TSAHC Partner Spotlight: An Interview with Bobby Calvillo

April 15, 2016 | by Katie Claflin
For this week's blog post, we have interviewed Bobby Calvillo, Executive Director of Affordable Homes of South Texas, Inc. (AHSTI). AHSTI is a nonprofit homeownership organization dedicated to improving substandard housing conditions in South Texas and helping prospective home buyers achieve their dream of homeownership at a price they can afford.

Want to Boost Your Retirement Savings? Owning a Home Could Help

April 1, 2016 | by Katie Claflin
For most people, housing is their single largest expense every month. Imagine if you could eliminate that expense heading into retirement while still guaranteeing a roof over your head. That might be possible, if you own instead of rent a home.

Home Inspections: Not Just for Home Buyers

March 18, 2016 | by Katie Claflin
You've probably heard that ordering a home inspection is a critical part of the home buying process, but did you know that inspections can be very useful for existing homeowners too? A licensed home inspector can provide both buyers and homeowners with an unbiased report of a property’s condition to inform them about health and safety issues and other defects that affect the value of a property.

Texas Foundations Fund: Repairing Homes and Building Hope

February 22, 2016 | by Katie Claflin
Last week, TSAHC's Board of Directors approved publishing a draft of the 2016 Texas Foundations Fund Guidelines for public comment. With the 2016 application round right around the corner, we would like to share two more inspiring success stories submitted by our nonprofit partners.

Your 10 Steps to Buying a Home

January 22, 2016 | by Katie Claflin
If your 2016 New Year’s resolution is to buy a home, Realtor.com®’s #1 recommendation is to start the process early in the year. Buying a home can be a very complicated process, so TSAHC has created a checklist to help you determine if you are ready to buy a home.

Finding the Right Counselor to Meet Your Housing and Financial Goals

January 8, 2016 | by Katie Claflin
Whether your goal is to buy a home, improve your financial management skills, decrease your debt, or increase your savings, nonprofit housing and financial counselors can be a great resource to help you make progress toward your goal in the New Year. For this week’s blog post, we want to help you navigate the different types of counseling and find the one that's right for you.

Want to Keep Your Savings Plan on Track this Holiday Season?  Technology Can Help

December 4, 2015 | by Katie Claflin
The holidays can be an expensive time of year. According to a survey conducted by the American Research Group, the average American plans to spend $882 in gifts alone this holiday season. If you are trying to buy a home, the additional expenses can derail your plans to save for the down payment. Fortunately, there are smartphone applications (apps) for almost everything these days, including managing your money.

Texas’ Most Popular Home Types

November 20, 2015 | by Katie Claflin
In September 2015 the Washington Post published an article analyzing the most popular home types in the top 40 American cities. The study included six Texas cities— Dallas, Houston, Austin, San Antonio, El Paso, and Fort Worth.

Low-Cost Tips to Help Seniors Age in Place

November 6, 2015 | by Katie Claflin
According to a survey conducted by the AARP, nearly 90% of seniors want to remain in their homes as long as possible (otherwise referred to as "aging in place").

New Video: Our Programs, Our Partners and Those We Serve

October 16, 2015 | by Katie Claflin
TSAHC has created a short video to provide the housing community, our funders and other stakeholders with a glimpse of our programs through the stories of our partners and those we serve.

Staff Spotlight: An Interview with Paige Omohundro

October 9, 2015 | by Katie Claflin
For this week's blog post, we interviewed Paige Omohundro, TSAHC's Homeownership Finance Manager. Paige oversees our down payment assistance and other home buyer programs, helping thousands of Texas families become homeowners each year. Under her tenure, TSAHC has expanded the options we provide to help meet the varying needs of Texas home buyers.

Texas Foundations Fund: Helping Texans Improve their Homes and their Lives

September 18, 2015 | by Katie Claflin
Last week TSAHC's Board of Directors approved the 2015 Texas Foundations Fund grant awards. For this week's blog post, we would like to share the stories of Ida and Willy, who were able to improve their lives thanks to the Texas Foundations Fund. We look forward to partnering with our 2015 grantees to help families and individuals achieve similar successes in the coming year.

Back to School Edition: Helping Teachers Live Where They Work

September 4, 2015 | by Katie Claflin
As parents of school-age children know, teachers play a critical role in not only educating children, but preparing them to become productive members of society. But rising home prices have left many Texas teachers unable to buy a home in their district, forcing them to move further out where home prices are cheaper.

Know Your Rights as a Tenant

August 21, 2015 | by Katie Claflin
Texas state law provides rental housing tenants with basic rights to help ensure their health, safety and security and to protect them from discrimination. Knowing these rights can help tenants identify if their rights have been violated and, if necessary, take action to defend themselves.

Despite Challenges, Millennials Remain Optimistic About Homeownership

July 31, 2015 | by Katie Claflin
The Pew Research Center estimates that in 2015 millennials (defined as those between the ages of 18 and 34) will surpass baby boomers as the nation’s largest living generation. By the end of the year, there will be a projected 75.3 million millennials in America, compared with 74.9 million baby boomers.

An Interview with Michael Wilt

July 24, 2015 | by Katie Claflin
For this week’s blog post, we’d like to introduce our newest staff member, Michael Wilt. Michael joined the TSAHC team in December 2014 as our External Relations Specialist.

Rental Housing Prices Now Out of Reach for Many American Families

July 17, 2015 | by Katie Claflin
In May 2015 the National Low Income Housing Coalition released its annual Out of Reach report, which calculates the hourly wage a household needs to earn to afford a modest market rate apartment. The 2015 report finds that the hourly wage needed to afford a two bedroom apartment is $19.35/hour, which is more than 2.5 times the current minimum wage.

Home Buyer Blog Series, Volume 3: Meet Mindy Burrow

June 15, 2015 | by Katie Claflin
June is National Homeownership Month, and to celebrate, TSAHC is doing a special blog series every Monday in June. This week we are featuring Mindy Burrow, who recently purchased her first home in Amarillo.

Home Buyer Blog Series, Volume 1: Meet Ann and Doug Foxworth

June 1, 2015 | by Katie Claflin
June is National Homeownership Month, and to celebrate, TSAHC is doing a special blog series every Monday in June. To kick off our home buyer blog series, we have created a short video to share the story of Ann and Doug Foxworth, a visually-impaired couple who purchased a home using our down payment assistance programs.

The Unexpected Costs of Bad Credit

May 15, 2015 | by Katie Claflin
Your credit score can affect more than just your ability to qualify for a loan. Even if you’re not in the market for a home, a new car or a credit card, if you have bad credit, you could see some unexpected consequences impacting other aspects of your life.

Studies Show Strong Link Between Homeownership and Wealth Creation

May 1, 2015 | by Katie Claflin
For many of us, buying a home is the most important financial investment that we will ever make. But the recent housing crisis has left many people wondering if buying a home is still an effective tool for people to save money and generate wealth for the future. The answer is ‘yes,’ according to recent studies.

Many Texans Struggling with Financial Security, According to National Study

April 24, 2015 | by Katie Claflin
In 2004 the U.S. Senate established April as National Financial Literacy Month in an attempt to encourage Americans to be more proactive about their financial health and establish good financial habits. To emphasize the ongoing importance of financial literacy, we want to share some alarming statistics about the current financial health of Texas families and individuals.

An Interview with David Danenfelzer, TSAHC’s Development Finance Manager

April 17, 2015 | by Katie Claflin
For this week's blog post, we have interviewed David Danenfelzer, TSAHC's Development Finance Manager. Dave has been with TSAHC for more than eight years and has played an instrumental role in expanding the programs and financing options we provide to local housing developers.

Property Tax Exemptions Available for Texas Homeowners

April 10, 2015 | by Katie Claflin
Texas property taxes are among the highest in the nation; however, Texas law does provide some relief by allowing a variety of partial or total property tax exemptions. If you purchased a home in 2014, the deadline to file your exemption application is April 30th.

April is Fair Housing Month

April 3, 2015 | by Katie Claflin
On April 11, 1968 President Lyndon Johnson signed the Civil Rights Act of 1968—otherwise known as the Fair Housing Act. This historic legislation expanded on previous laws to prohibit housing discrimination based on race, religion, national origin, sex, and (as amended) handicap and family status. To commemorate the passing of the Fair Housing Act, the month of April has been designated as Fair Housing Month.

Which Type of Home is Right for You?

March 27, 2015 | by Katie Claflin
You’ve decided to buy a home—congratulations! But which type of home should you buy? The choices seem endless. Should you buy a newly built home in a brand new neighborhood or an existing home in an older, established neighborhood? TSAHC staff has done some research to help you make your decision.

National Study Finds High Rents Hurting Millions of Americans

March 20, 2015 | by Katie Claflin
In its recent study The Rise of the Renter Nation, the national Homes for All campaign reports that there are currently 43 million rental households in the United States and that nearly half of these households are paying more than they can afford toward their rent.

The Social and Economic Benefits of Homeownership

March 13, 2015 | by Katie Claflin
For many families, there are financial benefits to owning a home, including tax deductions and building wealth through home equity. But did you know that there are social and economic benefits to owning a home as well?

Four Housing Issues Affecting America’s Seniors

March 6, 2015 | by Katie Claflin
As the baby boomer generation gets older, the number of senior citizens is expected to increase significantly over the next 20 years. In the midst of this unprecedented growth, a Harvard University study has identified four housing- related challenges commonly encountered by senior citizens.

What Are the Tax Benefits of Buying a Home?

February 27, 2015 | by Katie Claflin
Are you thinking of buying a home this year? If so, there are some significant income tax benefits that you should be aware of. Depending on your income, mortgage size and filing status, these benefits can reduce your federal income taxes by thousands of dollars each year.

Texas Cities Top List of Best Housing Investment Markets

February 20, 2015 | by Katie Claflin
In January 2015 Forbes released its ‘2015 Best Buy Cities’ report—a list of the top 20 housing investment markets in the country. Five of the 20 cities on the list are in Texas.

Affordable Housing in Short Supply in Rural America

February 13, 2015 | by Katie Claflin
The cost of living tends to be cheaper in rural areas, so why are rural Americans facing an affordable housing crisis? A January 2015 article in The Atlantic offers an explanation.

Texas Foundations Fund Helps Texans Rebuild their Lives

February 6, 2015 | by Katie Claflin
Next week TSAHC's Board of Directors will meet to consider and approve publishing a draft of the 2015 Texas Foundations Fund Guidelines for public comment. With the 2015 application round right around the corner, we wanted share a couple of inspiring success stories submitted by two of our recent awardees.

Studies Show Link between Affordable Housing and Improved Family Health

January 30, 2015 | by Katie Claflin
Researchers have long studied the links between decent, affordable housing and health outcomes for families and children. While some of the links may seem obvious—such as reduced exposure to allergens and environmental toxins—there are others that are harder to quantify.

Is Student Loan Debt Keeping Millennials from Buying a Home?

January 23, 2015 | by Katie Claflin
According to a 2014 CNN Money article, the American student loan debt balance has risen to 1.1 trillion dollars, with the debt for a graduate under 30 averaging $21,000. What affect will this debt have on millennials' ability to purchase a home?

Federal Changes Aim to Increase Homeownership Rates

January 16, 2015 | by Katie Claflin
The Federal Housing Administration (FHA) and Federal Housing Finance Agency (FHFA) recently announced significant changes to increase homeownership rates and bring first-time home buyers out of the shadows and back into the home-buying market.

Entry-Level Buyers May See More Housing Options in 2015

January 9, 2015 | by Katie Claflin
Although 2014 was a frustrating year for many entry-level home buyers in Texas, the Federal Reserve Bank of Dallas predicts that entry-level buyers will see more housing options in 2015.

Cash-Out Refinances: The Risks of Using Home Equity as Cheap Credit

December 19, 2014 | by Katie Claflin
Homeowners who have built a substantial amount of equity in their homes may be eligible to refinance their mortgage loan and cash out some of their equity. While cash-out refinances can provide homeowners with quick cash when they need it, there are significant risks that each homeowner needs to consider when deciding whether to dip in to the equity in their home.

Research Shows Millions of Households Doubling Up to Save Costs

December 12, 2014 | by Katie Claflin
Housing costs have increased dramatically over the past decade, leaving many Americans struggling to keep up. Millions of households nationwide have resorted to moving in with a friend or relative to split rent or mortgage payments, resulting in the loss of 5.4 million households nationwide since the year 2000. As the housing market recovers, these doubled-up households will begin looking for a new place to live.

The Pros and Cons of Rent-to-Own

December 5, 2014 | by Katie Claflin
Stricter credit requirements, rising home prices and stagnant wages can make it more difficult for families and individuals to qualify for a mortgage right now. As a result, some consumers may want to consider a rent-to-own contract in which they can apply their rent payment toward the purchase of their home. While there are advantages to this type of contract, there are also some significant risks.

Buying vs. Renting: Which Option is Better for You?

November 21, 2014 | by Katie Claflin
The decision to buy a home is one of the biggest financial commitments that most households will make. The New York Times has created a calculator to help families and individuals make that decision.

How Affordable is your Community?  Use this Tool to Find Out

November 14, 2014 | by Katie Claflin
The Center for Neighborhood Technology has created the H+T Index to help people determine how affordable their communities are, based on both housing and transportation costs.

Housing Programs for Veterans on the Rise

November 7, 2014 | by Katie Claflin
Tuesday, November 11, 2014 is Veterans Day. According to the most recent US Census data, there are more than 1.6 million veterans currently living in Texas, and that number could increase as soldiers return from wars that are winding down. These brave men and women whose job is to protect our country need access to programs and services that can help them fully participate in the communities they worked to protect.

Federal Accessibility Requirements: What Housing Providers Need to Know

October 31, 2014 | by Katie Claflin
The month of October has been designated as Texas Persons with Disabilities History and Awareness Month. In honor of this important month, we have decided to focus this week's blog post on important rules and regulations that help ensure that Texans with disabilities have the opportunity to live in housing that is safe, accessible and affordable.

Golf Tournament Benefits TSAHC’s Texas Foundations Fund

October 24, 2014 | by Katie Claflin
On Thursday, October 16th the Rio Grande Valley Partnership (RGVP) Chamber of Commerce hosted its 27th annual golf tournament. TSAHC's Texas Foundations Fund program was selected as the nonprofit beneficiary of this year's tournament. Thank you RGVP for your support!

10 Funding Sources to Grow Your Housing Programs

October 17, 2014 | by Katie Claflin
Each year we strive to grow our Texas Foundations Fund so we can assist more low-income Texans; however, we know many more families need help. For this blog post, we want to call attention to other funding sources that support similar critical housing services.

Texas Foreclosure Rates Declining But Many Households Still at Risk

October 10, 2014 | by Katie Claflin
In its August National Foreclosure Report, the financial research firm CoreLogic reported that Texas’ foreclosure inventory (defined as the percentage of homes currently in the foreclosure process) is 0.7%, down from 1.0% a year ago.

TSAHC Honors Firefighters for their Service to Texas Communities

October 3, 2014 | by Katie Claflin
In honor of National Fire Prevention Week (which starts on Sunday), we would like to thank these dedicated professionals for risking their lives to protect our families and communities.

Recent Studies Show Growing Demand for Rental Housing

September 26, 2014 | by Katie Claflin
With the housing market still recovering, more Americans are opting to rent a home rather than purchase one.

Texas Foundations Fund Helps Texans Achieve Their Dreams

September 19, 2014 | by Katie Claflin
With the 2014 award announcements around the corner, we would like to share with you some of the remarkable success stories made possible through our 2013 awards.

12 Helpful Tips on Taking Great Housing Photos

September 12, 2014 | by Katie Claflin
Taking good photographs at different stages of construction is an excellent way to demonstrate the quality of your work to clients, funders, and other important community stakeholders. For this week’s blog post, TSAHC staff members David Danenfelzer and Charlie Leal have done some research and put together 12 tips for getting great photos of your homes.

How Much Down Payment Do You Need to Buy a Home?

September 5, 2014 | by Katie Claflin
It may be less than you think. According to a recent study by Zelman and Associates, many consumers overestimate the amount of down payment they need to buy a home.

Reflections on Labor Day

August 29, 2014 | by Katie Claflin
For most of us, Labor Day is seen as a farewell to summer. But did you know that the origins of Labor Day also highlight some serious housing issues faced by American workers in the late 19th century?

An Interview with Celina Mizcles

August 22, 2014 | by Katie Claflin
TSAHC is proud to introduce the newest member of our team, Celina Mizcles. Celina joined TSAHC on August 1st as our new Senior Multifamily Analyst.

TSHEP: An Inside Look

August 15, 2014 | by Katie Claflin
Last week, 50 housing and financial counselors gathered in Austin to receive professional development training through the Texas Statewide Homebuyer Education Program (TSHEP).

Get Ready: Making Texans Homeowners for Life

August 8, 2014 | by Katie Claflin
To help prepare home buyers for the responsibilities of homeownership, TSAHC recommends that all Texans take a home buyer education course before buying a home.

Welcome to On the House, a New Affordable Housing Blog

August 1, 2014 | by Katie Claflin
Stop by every Friday as we tackle important housing issues, provide an inside look into our programs, and share other valuable resources.