On the House Blog

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Welcome to On the House, a weekly blog for affordable housing professionals.

Posts in category Affordable Housing

Digging Deeper into the Housing Affordability Problem

December 14, 2017 | by Katie Claflin
Rental housing affordability continues to get worse. These are the general findings of two high profile reports we’ve covered in past On the House entries. A new Freddie Mac study confirms the findings of these reports, but the scope and methodology of this study are a little different.

Four Profiles of Middle Class Households

December 8, 2017 | by Michael Wilt
The term "middle class" carries a variety of meanings, and they are typically tied to the income a household earns. While there's no official definition of middle class, the Pew Research Center considers households earning between 67 percent and 200 percent of the median family income as middle class. Nationwide, that's an income range of $39,554 to $118,072 notes thebalance.com.

TSAHC Spotlight Series: Vista Rita Blanca Apartments - Dalhart, Texas

November 17, 2017 | by Michael Wilt
This is the latest entry in our On the House spotlight series. Our past spotlights featured TSAHC staff members and partners to help readers get to know our organization and industry a little better. But this week, we are turning our focus to a development financed in part by TSAHC’s Texas Housing Impact Fund. We think spotlighting affordable housing developments across the state will help readers understand what they look like, how they are financed and who lives there.

The Surprising Way Baby Boomers Are Affecting Today’s Housing Market

November 3, 2017 | by Katie Claflin
Much attention has been paid to millennials’ attitudes toward homeownership. However, an article published by CNBC in August argues that it’s actually baby boomers—not millennials—that are having the greatest impact on the current housing market.

Why Workforce Housing Is so Hard to Find

October 13, 2017 | by Michael Wilt
As cities grow and attract new jobs, city leaders and employers are struggling with how to ensure there is housing that is affordable to workers at low- and moderate-income levels. This type of housing, referred to as "workforce housing," is becoming harder to find.

Resources Available for Texans Affected by Hurricane Harvey

September 15, 2017 | by Katie Claflin
For this week’s blog post, we have compiled a list of resources that can help Texans affected by Hurricane Harvey find temporary shelter or rental housing, file an insurance claim, postpone their mortgage payment, or find employment.

Making an Impactful Investment in Housing

September 1, 2017 | by Michael Wilt
More socially-conscious investors are using their money to make a meaningful difference in causes they believe through "impact investing," and this wave of investment could play a pivotal role in how affordable housing is financed.

How Commuting Costs Can Drive Up Housing Costs

August 11, 2017 | by Katie Claflin
Housing affordability is generally measured as a percentage of income spent on housing costs. According to the US Department of Housing and Urban Development, a household is considered cost-burdened if it spends more than 30% of its income on housing. But Joe Cortwright, Director of City Observatory, argues that traditional measures of affordability do not consider other related costs, particularly transportation, when calculating whether a household’s housing is affordable.

Staff Spotlight: An Interview with James Matias

July 21, 2017 | by Katie Claflin
This week we are spotlighting James Matias, Manager of Asset Oversight and Compliance at TSAHC. James has more than 13 years of experience in the housing industry and just celebrated his fifth anniversary at TSAHC this spring.

Rental Housing Prices Remain Out of Reach for Many Texans

July 14, 2017 | by Michael Wilt
The National Low Income Housing Coalition recently released its annual "Out of Reach" report, which calculates the hourly wage a household needs to earn to afford a modest market rate apartment. The report calls this figure the Housing Wage.