On the House Blog

Welcome to On the House, a weekly blog for affordable housing professionals.

Posts in category Home Buyer Education

What Home Buyer Hopefuls Want From Agents and Lenders

August 18, 2017 | by Guest Posts
In a new Down Payment Resource survey of 750 future home buyers, 85 percent said they were looking to buy a home in the next six months. But while the current median down payment for a first-time buyer in approximately 6 percent, sixty-five percent said they think it will be moderately to extremely difficult to save for a down payment.

You May Be Closer to Buying a Home than You Think

July 7, 2017 | by Katie Claflin
Buying a home is a major purchase, and it’s natural to want to hold out for the perfect home. But just because you can’t afford your dream home right now doesn’t mean you should sit on the sidelines until you can.

Don’t Let Student Loans Derail Your Financial Goals

March 17, 2017 | by Katie Claflin
Research conducted by the Institute for College Access and Success found that 56% of Texas college students graduate with student loan debt. Their average loan amount? $27,324.

Home Buyer Education and Financial Counseling Pay Off

August 19, 2016 | by Michael Wilt
Housing professionals have long professed that home buyer education and counseling create more responsible and financially empowered homeowners. Now, there's ample evidence to support their claims. Research summarized in two recent reports lists the benefits of completing a home buyer education course prior to purchasing a home.

Good News for Homeowners Drowning in Mortgage Debt

August 5, 2016 | by Katie Claflin
Owning a home is one of the primary ways that many families ensure their housing stability while also building wealth for the future. But for homeowners saddled with too much mortgage debt, the American dream of homeownership can become a nightmare that threatens their credit and financial future. A 2015 report by the Center for American Progress found that, nearly 10 years after the housing crisis, more than 7 million Americans are still underwater on their mortgage loans (defined as owing more than their home is worth).

Ready to Leap into Homeownership? Five Reasons to Attend Our Upcoming Webinar

May 20, 2016 | by Katie Claflin
June is National Homeownership Month, and to celebrate, TSAHC is hosting free webinars every Wednesday in June to help Texas families and individuals navigate the home buying process. Do you want to buy a home this summer or at some point in the future? Here are five reasons you should sign up for one of our webinars.

Benefits of Energy Efficiency Shrink as Homes Get Bigger

February 8, 2016 | by Michael Wilt
Advances in technology have helped reduce the amount of energy homes use per square foot. However, many Americans aren't seeing much savings on their utility bills. This is because while the energy consumption per square foot goes down, the overall square footage of American homes has gone up.

Your 10 Steps to Buying a Home

January 22, 2016 | by Katie Claflin
If your 2016 New Year’s resolution is to buy a home, Realtor.com®’s #1 recommendation is to start the process early in the year. Buying a home can be a very complicated process, so TSAHC has created a checklist to help you determine if you are ready to buy a home.

Finding the Right Counselor to Meet Your Housing and Financial Goals

January 8, 2016 | by Katie Claflin
Whether your goal is to buy a home, improve your financial management skills, decrease your debt, or increase your savings, nonprofit housing and financial counselors can be a great resource to help you make progress toward your goal in the New Year. For this week’s blog post, we want to help you navigate the different types of counseling and find the one that's right for you.

A Holiday Message from David Long

December 18, 2015 | by David Long
As 2015 comes to a close, I'd like to thank you for your partnership and support of the Texas State Affordable Housing Corporation (TSAHC) this year. With your support, TSAHC has grown our programs and services to help even more Texans this year, and I want to share our successes with you, the ones who made it all possible.