On the House Blog

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Welcome to On the House, a weekly blog for affordable housing professionals.

Posts in category Rental Housing

Digging Deeper into the Housing Affordability Problem

December 14, 2017 | by Katie Claflin
Rental housing affordability continues to get worse. These are the general findings of two high profile reports we’ve covered in past On the House entries. A new Freddie Mac study confirms the findings of these reports, but the scope and methodology of this study are a little different.

Four Profiles of Middle Class Households

December 8, 2017 | by Michael Wilt
The term "middle class" carries a variety of meanings, and they are typically tied to the income a household earns. While there's no official definition of middle class, the Pew Research Center considers households earning between 67 percent and 200 percent of the median family income as middle class. Nationwide, that's an income range of $39,554 to $118,072 notes thebalance.com.

TSAHC Spotlight Series: Vista Rita Blanca Apartments - Dalhart, Texas

November 17, 2017 | by Michael Wilt
This is the latest entry in our On the House spotlight series. Our past spotlights featured TSAHC staff members and partners to help readers get to know our organization and industry a little better. But this week, we are turning our focus to a development financed in part by TSAHC’s Texas Housing Impact Fund. We think spotlighting affordable housing developments across the state will help readers understand what they look like, how they are financed and who lives there.

Why Workforce Housing Is so Hard to Find

October 13, 2017 | by Michael Wilt
As cities grow and attract new jobs, city leaders and employers are struggling with how to ensure there is housing that is affordable to workers at low- and moderate-income levels. This type of housing, referred to as "workforce housing," is becoming harder to find.

Resources Available for Texans Affected by Hurricane Harvey

September 15, 2017 | by Katie Claflin
For this week’s blog post, we have compiled a list of resources that can help Texans affected by Hurricane Harvey find temporary shelter or rental housing, file an insurance claim, postpone their mortgage payment, or find employment.

Rental Housing Prices Remain Out of Reach for Many Texans

July 14, 2017 | by Michael Wilt
The National Low Income Housing Coalition recently released its annual "Out of Reach" report, which calculates the hourly wage a household needs to earn to afford a modest market rate apartment. The report calls this figure the Housing Wage.

The State of Housing in Texas

June 23, 2017 | by Michael Wilt
The national housing market is finally returning to normal nearly a decade after the foreclosure crisis, but affordability problems persist at near record levels. That's the main takeaway from "The State of the Nation's Housing 2017" report released last Friday by the Joint Center for Housing Studies at Harvard University.

A Closer Look at Who Lives in Affordable Housing

June 9, 2017 | by Michael Wilt
A frequent question housing professionals get is, "who exactly lives in affordable housing?" A recent U.S. Department of Housing and Urban Development (HUD) report helps answer this question with tenant-related data collected in 2014.

Budgeting Tips to Help You Afford Your Monthly Rent

May 19, 2017 | by Guest Posts
This is a guest post by Abodo.com, a Madison, Wisconsin-based start-up whose mission is to create a new, better kind of apartment listing service. A recent study by ABODO apartments entitled “Heavy Housing Burden” dug into trends surrounding the availability of affordable housing, namely how many renters across the country are paying more than 30% of their income on rent (the HUD-determined threshold for being housing-cost burdened). Heavy Housing Burden reports that nearly half of all U.S. renters are facing a cost-burden, and that trend largely rings true for Texas.

TSAHC Partner Spotlight: An Interview with Michaelle Wormly

April 21, 2017 | by Janie Taylor
Every quarter TSAHC spotlights a staff member or partner to help our readers get to know our mission and industry a little better. This week we interviewed Michaelle Wormly, Executive Director of WOMAN, Inc., a housing nonprofit in southeast Texas. TSAHC has partnered with WOMAN, Inc. through our Affordable Communities of Texas programs to create homeownership opportunities for low income and disabled veterans and other underserved families.