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Spring is officially around the corner, and the changing seasons can often bring storms, some of them severe. Storms can turn your backyard into a mud pit and wreck your morning commute, but they can also cause severe damage to your home.
While many storm-related hazards, such as wind and hail damage, are covered by your homeowner’s insurance, flooding is not. Flood damage is only covered by flood insurance purchased through the federal government’s National Flood Insurance Program.
So how do you know if you should purchase flood insurance to protect your home? With help from Bankrate.com, TSAHC has compiled information to help you decide.
Ultimately the decision to purchase flood insurance can depend on a variety of factors, including your flood risk, budget and the value of your home and belongings. Review this article from House Logic for more in depth information about flood insurance.
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