Home Buyer Program Options

Buying a home is one of the biggest financial decisions that most households will ever make. TSAHC offers several home buyer assistance options to help ensure Texas families and individuals can achieve their dreams of homeownership. These programs are available to Texas Heroes and low and moderate-income home buyers in Texas. To find out if you qualify, take our eligibility quiz

Loans and Home Down Payment Assistance

TSAHC provides low, fixed-rate mortgage loans and home down payment assistance grants to help qualified home buyers purchase a home.  To meet the varying needs of Texas home buyers, we offer a variety of loan types, interest rates, and down payment assistance grant amounts.

View our loan and down payment assistance options

Mortgage Credit Certificates

First-time home buyers can take advantage of TSAHC's Mortgage Credit Certificate (MCC) Program. With an MCC, home buyers can take a portion (up to $2,000) of the annual interest paid on their mortgage loan as a tax credit every year. An MCC can save home buyers thousands of dollars over the life of their mortgage loan.

Learn more about the Mortgage Credit Certificate Program

First-Time Home Buyer Grants

First-time home buyers are eligible for low, fixed-rate mortgage loans and down payment assistance grants, as well as TSAHC's Mortgage Credit Certificate Program.

Learn More About First-Time Home Buyer Grants

Repeat and Existing Homeowner Assistance

Repeat home buyers and existing homeowners can also take advantage of TSAHC's low, fixed-rate mortgage loans and down payment assistance programs.

Learn More About Repeat and Existing Homeowner Assistance