Texas Mortgage Calculator
What can I afford?
The information below will allow you to calculate how much you can afford to spend on a home. Keep in mind that many additional factors play a part in the loan qualification process. We recommend that you use the worksheets provided to assess your financial situation when using the affordability calculator.
Estimate a Mortgage Interest Rate
The purpose of this mortgage calculator is to show you the effects of your credit score on the interest rates offered for a mortgage loan. The better the credit score, the lower the interest rate.
Select from the credit score ranges below to estimate your mortgage interest rate.
- This tool is for informational purposes only.
- Rates for conventional loans and government loans (i.e. FHA, VA, or USDA) may vary.
- Programs providing down payment assistance may have different interest rates than those shown in the table below.