For Buyers and Homeowners
TSAHC provides access to fixed-rate mortgage financing, down payment assistance grants and mortgage tax credits for teachers, fire fighters, peace officers, and low and moderate-income homebuyers. TSAHC also supports services proven to help families overcome financial hardship and stay in their homes.
Low interest rate loans & down payment assistance
TSAHC provides 30-year fixed rate mortgage loans to eligible homebuyers. In addition to a low interest rate, our programs provide a grant for down payment and closing costs.
More About Low interest rate loans & down payment assistanceMortgage Credit Certificates
TSAHC provides a tax credit to qualifying first-time homebuyers through the issuance of a Mortgage Credit Certificate (MCC). With an MCC, the homebuyer is eligible to take a portion of the interest paid on the mortgage as a special tax credit, up to $2,000, each year.
More About Mortgage Credit CertificatesForeclosure Prevention
TSAHC wants to ensure families have access to HUD-approved housing counseling agencies that provide free foreclosure prevention counseling services.
More About Foreclosure PreventionHear from those we’ve assisted!
Steve, a police officer, needed an affordable home to accommodate his growing family...
For Lenders
TSAHC’s programs are offered by a network of participating lenders.
Lenders' Overview
For Realtors
Texas Realtors® are an important resource for potential homebuyers.
Realtors' Overview
For Housing Counselors
Housing counselors provide information and counseling about the home buying process.
Learn more about our statewide education program for housing counselors in Texas »
Counselors' Overview
