TSAHC provides first time home buyer grants and other home down payment assistance programs that help individuals and families become successful homeowners.

For Buyers and Homeowners

TSAHC provides access to fixed-rate mortgage financing, down payment assistance grants and mortgage credit certificates for teachers, veterans, police officers, corrections officers, fire fighters, and low and moderate-income homebuyers. TSAHC also supports services proven to help families overcome financial hardship and stay in their homes.

Low interest rate loans & home down payment assistance programs

TSAHC provides 30-year fixed rate mortgage loans to eligible homebuyers. In addition to a low interest rate, our programs provide down payment grants and closing costs.

More About Low interest rate loans & home down payment assistance programs
Mortgage Credit Certificates

TSAHC provides a tax credit to qualifying first-time homebuyers through the issuance of a Mortgage Credit Certificate (MCC).  With an MCC, the homebuyer is eligible to take a portion of the interest paid on the mortgage as a special tax credit, up to $2,000, each year.

More About Mortgage Credit Certificates
Foreclosure Prevention Program

TSAHC wants to ensure families have access to HUD-approved housing counseling agencies that provide free foreclosure prevention counseling services.

More About Foreclosure Prevention Program

Hear from those we’ve assisted!

Steve, a police officer, needed an affordable home to accommodate his growing family...

More Stories

For Lenders

TSAHC’s programs are offered by a network of participating lenders.

Learn more about becoming a lender »

Approved Lenders »

Marketing Materials »

Lenders' Overview

For Realtors

Texas Realtors® are an important resource for potential homebuyers.

Become a Texas Affordable Housing Specialist »

Marketing Materials »

Realtors' Overview

For Housing Counselors

Team up to support and promote high quality financial, homebuyer, and foreclosure prevention education, as well as, affordable housing programs.

Learn more about Counselor Connection and education opportunities »

Counselors' Overview