For Buyers and Homeowners
TSAHC provides access to fixed-rate mortgage financing, down payment assistance grants and mortgage credit certificates for teachers, veterans, police officers, corrections officers, fire fighters, and low and moderate-income homebuyers. TSAHC also supports services proven to help families overcome financial hardship and stay in their homes.
Low interest rate loans & home down payment assistance programs
TSAHC provides 30-year fixed rate mortgage loans to eligible homebuyers. In addition to a low interest rate, our programs provide down payment grants and closing costs.More About Low interest rate loans & home down payment assistance programs
Mortgage Credit Certificates
TSAHC provides a tax credit to qualifying first-time homebuyers through the issuance of a Mortgage Credit Certificate (MCC). With an MCC, the homebuyer is eligible to take a portion of the interest paid on the mortgage as a special tax credit, up to $2,000, each year.More About Mortgage Credit Certificates
Foreclosure Prevention Program
TSAHC wants to ensure families have access to HUD-approved housing counseling agencies that provide free foreclosure prevention counseling services.More About Foreclosure Prevention Program
Hear from those we’ve assisted!
TSAHC’s programs are offered by a network of participating lenders.
Texas Realtors® are an important resource for potential homebuyers.
For Housing Counselors
Team up to support and promote high quality financial, homebuyer, and foreclosure prevention education, as well as, affordable housing programs.