For Buyers and Homeowners
TSAHC provides access to fixed-rate mortgage financing, down payment assistance grants and mortgage tax credits for teachers, fire fighters, peace officers, and low and moderate-income homebuyers. TSAHC also supports services proven to help families overcome financial hardship and stay in their homes.
Low interest rate loans & down payment assistance
TSAHC provides 30-year fixed rate mortgage loans to eligible homebuyers. In addition to a low interest rate, our programs provide a grant for down payment and closing costs.More About Low interest rate loans & down payment assistance
Mortgage Credit Certificates
TSAHC provides a tax credit to qualifying first-time homebuyers through the issuance of a Mortgage Credit Certificate (MCC). With an MCC, the homebuyer is eligible to take a portion of the interest paid on the mortgage as a special tax credit, up to $2,000, each year.More About Mortgage Credit Certificates
TSAHC wants to ensure families have access to HUD-approved housing counseling agencies that provide free foreclosure prevention counseling services.More About Foreclosure Prevention
Hear from those we’ve assisted!
TSAHC’s programs are offered by a network of participating lenders.
Texas Realtors® are an important resource for potential homebuyers.
For Housing Counselors
Housing counselors provide information and counseling about the home buying process.