Announcing A New $4 Million Down Payment Assistance Program for Flood-Impacted Households

November 13, 2025 | by Katie Claflin

Categories: First Time Buyer, Homeownership

This week TSAHC, Connective, and the Community Foundation of the Texas Hill Country announced a new down payment assistance program for Kerr County residents affected by the July 4th floods.

Funded by the Kerr County Flood Relief Fund, the $4 million investment is part of the Foundation's larger $40 million commitment to help local residents regain stable housing. 

Program Benefits

• Up to $145,000 in down payment assistance per household, on top of TSAHC's standard down payment assistance options.
• Additional $30,000 in assistance for first-time buyers, veterans and active-duty military personnel.

Who's Eligible

• Residents of Kerr County or Comfort, TX, during the July 4, 2025 floods, whose primary residence was made uninhabitable by the flooding. Residents may be homeowners or renters. 

Additional Requirements

• Applicants may earn up to $123,500, regardless of family size. 
• Total household assets of the applicant is limited to $60,000. Assistance will be reduced dollar-for-dollar above this limit. 
• Applicants must qualify for a TSAHC mortgage loan (min. 620 FICO) and complete a homebuyer education course. 
• The maximum home purchase price statewide is $544,232.70.

Approved Lenders

Applicants must work with one of four lenders pre-approved to offer this assistance. 

Leslie Robertson  MLD Mortgage Inc. dba The Money Store® (830) 542-9225 Email Website	Jason Waller CrossCountry Mortgage (210) 559-9122 Email Website
John H.P. Hudson H & M Mortgage Group, LLC (817) 247-4766  Email Website	Christina O'Connor Pilgrim Mortgage (210) 414-7534 Email Website

How to Apply

The first step is to obtain a mortgage pre-approval from one of the approved lenders listed above. Visit www.rebuildkerrdpa.org  to learn more about next steps and view a list of required documents.

FUNDING IS LIMITED! If you were impacted by the July 4th floods (or are a real estate professional working with flood-impacted households), contact an approved lender today to start the process.

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