Podcast Episode 11: Refinancing Your Home Loan

November 13, 2020 | by Anna Orendain

Categories: Homeownership, Podcast


Brought to you by popular demand! With mortgage rates at an all-time low, many homeowners have been wondering how to refinance their homes. Kim Lewis with Guild Mortgage Company joins our very own Joniel LeVecque to walk you through the process of refinancing your home and how to tell whether or not it's the right option for you.

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Meet Our Guest—Kim Lewis

With more than 40 years of experience in the mortgage industry, Kim Lewis has helped countless homebuyers achieve their homeownership dreams. As an area manager and loan officer for Guild Mortgage Company, she has extensive knowledge about down payment assistance programs like TSAHC's. Kim has also been one of TSAHC's top-performing loan officers for years, serving on our Lender Advisory Council to shape and improve TSAHC's homeownership programs. 

Kim is based in the Dallas-Fort Worth area and has dedicated her career to helping her clients feel confident in their steps to homeownership. She is passionate about financial education, ensuring that each of her clients knows what to expect when applying for a mortgage.

Contact Kim

On the House blog posts are meant to provide general information on various housing-related issues, research and programs. We are not liable for any errors or inaccuracies in the information provided by blog sources. Furthermore, this blog is not legal advice and should not be used as a substitute for legal advice from a licensed professional attorney.


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Hi Debra, we’d recommend checking out our home buyer FAQs to read more about keeping the benefits provided by our DPA (https://kb.globalknowledgebase.com/39170/kb/article/102858/do-i-have-to-pay-back-the-down-payment-assistance-provided-by-tsahc) and MCC programs (https://kb.globalknowledgebase.com/39170/kb/article/102886/what-if-i-refinance-my-loan-can-i-keep-my-mortgage-credit-certificate). You can also email us at .(JavaScript must be enabled to view this email address) for more personalized assistance!

debra mccowan

Can I refinance, if I used the first time home buyer program ? I’ve been in my home for two years my current interest rate is 5.7%  I have a good credit rate , i would like to lower my interest rate to bring down 2000.00 dollar a month payment.

Rohit Joshi

Hello, I have read your blog and it comes to know that Kim has done an incredible job that will inspire many peoples. thanks for sharing such a nice blog.

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