This week TSAHC, Connective, and the Community Foundation of the Texas Hill Country announced a new down payment assistance program for Kerr County residents affected by the July 4th floods.

Funded by the Kerr County Flood Relief Fund, the $4 million investment is part of the Foundation’s larger $40 million commitment to help local residents regain stable housing. 

Program Benefits

• Up to $145,000 in down payment assistance per household, on top of TSAHC’s standard down payment assistance options.
• Additional $30,000 in assistance for first-time buyers, veterans and active-duty military personnel.

Who’s Eligible

• Residents of Kerr County or Comfort, TX, during the July 4, 2025 floods, whose primary residence was made uninhabitable by the flooding. Residents may be homeowners or renters. 

Additional Requirements

• Applicants may earn up to $123,500, regardless of family size. 
• Total household assets of the applicant is limited to $60,000. Assistance will be reduced dollar-for-dollar above this limit. 
• Applicants must qualify for a TSAHC mortgage loan (min. 620 FICO) and complete a homebuyer education course. 
• The maximum home purchase price statewide is $544,232.70.

Approved Lenders

Applicants must work with one of four lenders pre-approved to offer this assistance. 

Leslie Robertson  MLD Mortgage Inc. dba The Money Store® (830) 542-9225 Email Website	Jason Waller CrossCountry Mortgage (210) 559-9122 Email Website
John H.P. Hudson H & M Mortgage Group, LLC (817) 247-4766  Email Website	Christina O’Connor Pilgrim Mortgage (210) 414-7534 Email Website

How to Apply

The first step is to obtain a mortgage pre-approval from one of the approved lenders listed above. Visit www.rebuildkerrdpa.org  to learn more about next steps and view a list of required documents.

FUNDING IS LIMITED! If you were impacted by the July 4th floods (or are a real estate professional working with flood-impacted households), contact an approved lender today to start the process.

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On the House blog posts are meant to provide general information on various housing-related issues, research and programs. We are not liable for any errors or inaccuracies in the information provided by blog sources. Furthermore, this blog is not legal advice and should not be used as a substitute for legal advice from a licensed professional attorney.