Homebuyer education provides the greatest benefit when taken early in the home buying process (before searching for a home). At least one person on the mortgage loan must complete an approved home buyer education class. The borrower’s name and the name of the education provider must be included on the completion certificate. Certificates are valid for 12 months from the issuance/completion date.
All classes must meet one of the following criteria:
HUD-Approved Homebuyer Education Providers
The provider of the homebuyer education class or housing counseling must be a HUD-approved counseling agency. The approved list is available on HUD’s website.
The provider of the homebuyer education class or housing counseling must meet the National Industry Standards. The approved list is available on the National Industry Standards for Homeownership Education and Counseling website.
This course is offered in English and Spanish. In addition, it will connect you to a local, non-profit housing counselor after completion should you need additional assistance from a neutral 3rd party throughout your home buying process. This will be an online course lasting 6-8 hours.