Home Sweet Texas Home Loan Program

The Homes Sweet Texas Home Loan Program is available for Texas home buyers with low and moderate incomes.

Program Benefits

  • A 30-year fixed interest rate mortgage loan, several rates and loan options available
  • Down payment assistance (DPA) provided as a grant (never needs to be repaid) or repayable second lien loan.
  • DPA available for up to 6% of the loan amount
  • You do not have to be a first-time homebuyer
  • Available statewide through a network of participating lenders. TSAHC does not require borrowers to use an approved REALTOR®, however we provides several resources to help find a REALTOR® familiar with TSAHC’s programs.
  • Income limits vary by county. Expanded income and purchase price limits available in targeted areas.

First-time buyers can also apply for a Mortgage Credit Certificate.


Take the Eligibility Quiz     Find a Lender     Find a REALTOR®