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Path Finder Quiz

Wondering How TSAHC Programs
Can Help You?

Take our three-step quiz to find out what TSAHC program is right for you.

Whether you’re a first time or repeat home buyer, TSAHC has programs that can help you save money and reach your goal of home ownership.

First time home buyer is defined as anyone who hasn’t owned or had ownership interest in a principal residence in the past three years.

Yes, I’m a first time homebuyer No, I’m not a first time homebuyer

We ask which county you plan to purchase in because income limits vary by location. This helps us provide accurate eligibility information based on where you’re looking to buy.

TSAHC offers homebuyer assistance programs for all types of individuals and families, including job-specific loan and support options for teachers, first responders, veterans, and other groups.

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Programs & Resources for You

County-Specific Information

County

In the county you chose, you may be eligible for TSAHC’s programs if you make at or below {{income_limit}} a year. Keep in mind mortgage qualifying income may be different from your overall income – so don’t disqualify yourself!

The next step is to contact a TSAHC-approved lender. They’ll confirm your eligibility; help you determine your mortgage qualifying income and match you with the program that fits you best.

Quick Heads-Up

Please Note:

TSAHC programs require a 620+ FICO score. Not quite there yet? No problem! Our lenders are pros at helping you build your credit and get mortgage ready.

Programs for You

Homes for Texas Heroes

Your profession qualifies you for the Homes for Texas Heroes Program which means there’s no MCC program fee (a $400 savings!) if you use our MCC and DPA programs together.

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Home Sweet Texas Home Loan Program

You may qualify for the Home Sweet Texas loan program. This means you may be eligible to receive down payment assistance from TSAHC to help you purchase a home.

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Types of Assistance

Down Payment Assistance (DPA)

TSAHC’s DPA Program helps Texas homebuyers cover up to 5% of their down payment and or closing costs. Think of it as a little boost to help you unlock the front door to your new home sooner.

The majority of DPA programs DO NOT have a first-time home buyer requirement.

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Mortgage Credit Certificate (MCC)

An MCC is like a money-saving coupon you can use every year on your taxes. It lets you claim a special tax credit for part of the mortgage interest you pay—putting real cash back in your pocket and making homeownership more affordable.

This program DOES have a first-time home buyer requirement (waived for Veterans and Targeted Area Homes).

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Next Steps