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Is Your Property In a Targeted Area?
TSAHC has created the following resources to help lenders, REALTORS® and home buyers determine if a property is in a targeted area.
Benefits of Purchasing in a Targeted Area
Eligibility requirements are different for home buyers purchasing in a targeted area.
- Down Payment Assistance (DPA) only: Income Limits are higher
- Combo DPA/MCC: Income and purchase price limits are higher; the first-time home buyer requirement is waived.
Targeted Areas Map
This map can help lenders, REALTORS and home buyers determine if a specific property address is in a TSAHC targeted area.
Note: please wait a minute for the layers of the map to load before typing in the property address.
Targeted Areas Look Up Tool
TSAHC also provides a look up tool to help you determine if a property is located in a census tract that qualifies as a targeted area. To use the look up tool, simply follow the steps outlined below.
To view a list of qualified census tracts, click here.
Step 1
Visit the FFIEC Mapping System
- In the Mapping System, set the year to 2023.
- Enter the full address of the property to be purchased.
- Combine the property’s 2 digit state code, 3 digit county code, then its 6 digit tract code – this will result in the property’s 11 digit FIPS number. See example.
- Enter FIPS number in Step 2.
Step 2
Enter the 11 digit FIPS number
Enter 11 digit FIPS number without spaces or periods (e.g. 12345612345) to determine the income limit for this census tract.
No. This property is not in a Targeted Area.
For Non-Targeted Area income and purchase price limits, refer to the light blue, light orange, dark orange and light green columns on the Income and Purchase Price Limits Chart.
When entering this information into the Lender Portal, please only use the 6 digit tract code and not the full 11 digit FIPS code.
Yes. This property is located in a Targeted Area.
For Targeted Area Income and Purchase Price Limits for All Programs, refer to the dark blue and dark green columns on the Income and Purchase Price Limits Chart.
When entering this information into the Lender Portal, please only use the 6 digit tract code and not the full 11 digit FIPS code.
Please Note: The first-time homebuyer requirement can be waived if using an MCC in combination with this product.
Sorry we couldn’t find that tract.
Please double check that you’ve entered the tract’s state code, county code, and tract code without any spaces or periods.
Questions? Contact the homeownership team.
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