Homes for Texas Heroes Program

The Homes for Texas Heroes Home Loan Program provides home buyer assistance specifically to teachers, police officers, firefighters and EMS personnel, corrections officers, and veterans. 

Eligible Professions

  • Teachers: Click here to learn more.
  • Police Officers: Click here to learn more.
  • Firefighters and EMS Personnel: Click here to learn more.
  • Corrections Officers: Click here to learn more.
  • Veterans: In celebration of Veterans Day, TSAHC is offering a FREE stand-alone Mortgage Credit Certificate (MCC) to Veterans and Active Military Personnel during the month of November. Click here to learn more.

Program Benefits

  • A 30-year fixed interest rate mortgage loan, several rates and loan options available
  • Down payment assistance (DPA) provided as a grant (never needs to be repaid) or repayable second lien loan
  • DPA available for up to 6% of the loan amount
  • You do not have to be a first-time homebuyer
  • Available statewide through a network of participating lenders. TSAHC does not require borrowers to use an approved REALTOR®, however we provide several resources to help find a REALTOR® familiar with TSAHC’s programs.
  • Income limits vary by county. Expanded income and purchase price limits available in targeted areas.

First-time buyers can also apply for a Mortgage Credit Certificate (MCC).  Texas Heroes who use our DPA and MCC assistance together will receive their MCC for FREE—a $500 savings! *Some exclusions apply. Contact a lender to learn more.

Take the Eligibility Quiz     Find a Lender     Find a REALTOR®

Don't meet the profession requirements?

TSAHC’s Home Sweet Texas Home Loan is available to low and moderate-income home buyers, regardless of their profession. Take the Eligibility Quiz to see if you meet the income requirements.