Homes for Texas Heroes, a program of the Texas State Affordable Housing Corporation (TSAHC), provides down payment assistance and home loans for Texas veterans.
Find Out if You're Eligible
Take The Eligibility Quiz
Program Benefits
- A 30-year fixed interest rate mortgage loan, several rates and loan options available
- Down payment assistance (DPA) 3% to 5% of the loan amount
- You do not have to be a first-time homebuyer
- DPA provided as a grant (never needs to be repaid) or 3-year deferred forgivable second lien loan
- Available statewide through a network of participating lenders
Veterans can also apply for a Mortgage Credit Certificate (MCC). An MCC is a special tax credit that reduces your federal income taxes every year. Texas veterans who use our DPA and MCC assistance together will receive their MCC for free—a $500 savings!
