How do you buy a home?

Congratulations, educating yourself is an important step toward becoming a homeowner. Using NeighborWorks America’s “Realizing the American Dream” curriculum, this section will walk you through the steps of the home buying process. Click here to download a checklist with each of these steps. 

10 Steps to Homeownership

Step 1: Get ready. Take home buyer education.

Step 2: How much can I afford?

Step 3: Get a loan pre-approval.

Step 4: What kind of home do you want and need?

Step 5: Shop for a home.

Step 6: Make an offer.

step 7: Get a home inspection.

Step 8: Apply for the official mortgage loan.

Step 9: Get homeowners insurance.

Step 10: Close the loan.