Repeat and Existing Homeowner Assistance
You do not have to be a first-time home buyer* to take advantage of TSAHC's low, fixed-rate mortgage loans and down payment assistance options. Even if you currently own a home or have owned a home in the past three years, you may still be eligible to receive a home loan and down payment assistance grant using our programs.
Please note that repeat and existing homeowners are not eligible for TSAHC's Mortgage Credit Certificate (MCC) Program. The funding source for this program restricts MCCs to first-time home buyers only.
*TSAHC defines a first-time home buyer as any family or individual that has not owned or had an ownership interest in a home within the past three years. Ownership interest is defined as any person who is living in the home as his or her principal residence and is listed on the deed of trust. For married couples, both spouses hold an ownership interest, even if only one is listed on the deed of trust.