Home Sweet Texas Home Loan Program

The Homes Sweet Texas Home Loan Program is available for Texas home buyers with low and moderate incomes.

Program Benefits

  • A 30-year fixed interest rate mortgage loan, several rates and loan options available
  • Down payment assistance (DPA) 3% to 5% of the loan amount
  • You do not have to be a first-time homebuyer
  • Not required to live in the home for any set period of time
  • DPA is a gift that never needs to be repaid
  • Available statewide through a network of participating lenders

First-time buyers can also apply for a Mortgage Credit Certificate.


 take the eligibility quiz