Home Sweet Texas Home Loan Program

The Homes Sweet Texas Home Loan Program is available for Texas home buyers with low and moderate incomes. Home Sweet Texas is available statewide through a network of approved lenders and provides the following benefits to home buyers:

  • A 30-year fixed interest rate mortgage loan
  • Down payment assistance (DPA) can be up to 5% of the loan amount
  • Several rate, loan and DPA options available
  • The down payment assistance is a gift that never needs to be repaid.
  • You do not have to be a first-time homebuyer
  • You do not need to live in the home for any set period of time

First-time buyers can also apply for a Mortgage Credit Certificate.


 take the eligibility quiz