We believe that every Texan deserves the opportunity to live in safe, decent and affordable housing. Our home down payment assistance programs address the housing needs of low-income families and underserved communities.

Disabled Veteran Receives Donated Home in Kingwood

On Tuesday, December 16th, Arthur Thomas, a disabled veteran, and his wife Charlene received a mortgage-free home in the Kingwood neighborhood of Houston. The Thomas's are the latest family to benefit from TSAHC's Affordable Communities of Texas Veterans Housing Initiative (ACT-VET).

Wells Fargo Housing Foundation Awards $10,000 to TSAHC

This grant will support a week-long training for housing counselors as part of the Texas Statewide Homebuyer Education Program (TSHEP).

Disabled Military Veteran Receives Donated Home in El Paso

On Thursday October 23rd William Chasten, a disabled military veteran, received a mortgage-free home in El Paso, Texas. Mr. Chasten is the latest veteran to benefit from TSAHC's Affordable Communities of Texas-Veterans Housing Initiative (ACT-VET).

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Cash-Out Refinances: The Risks of Using Home Equity as Cheap Credit

Homeowners who have built a substantial amount of equity in their homes may be eligible to refinance their mortgage loan and cash out some of their equity. While cash-out refinances can provide homeowners with quick cash when they need it, there are significant risks that each homeowner needs to consider when deciding whether to dip in to the equity in their home.

Research Shows Millions of Households Doubling Up to Save Costs

Housing costs have increased dramatically over the past decade, leaving many Americans struggling to keep up. Millions of households nationwide have resorted to moving in with a friend or relative to split rent or mortgage payments, resulting in the loss of 5.4 million households nationwide since the year 2000. As the housing market recovers, these doubled-up households will begin looking for a new place to live.

The Pros and Cons of Rent-to-Own

Stricter credit requirements, rising home prices and stagnant wages can make it more difficult for families and individuals to qualify for a mortgage right now. As a result, some consumers may want to consider a rent-to-own contract in which they can apply their rent payment toward the purchase of their home. While there are advantages to this type of contract, there are also some significant risks.

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