On the House Blog

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Welcome to On the House, a weekly blog for affordable housing professionals.

Don’t Let Student Loans Derail Your Financial Goals

March 17, 2017 | by Katie Claflin
Research conducted by the Institute for College Access and Success found that 56% of Texas college students graduate with student loan debt. Their average loan amount? $27,324.

Doctor’s Order: Stable, Decent & Affordable Housing

March 10, 2017 | by Michael Wilt
When it comes to good health, one of the best prescriptions is stable, decent and affordable housing. That's the key takeaway from a research summary prepared by the Center for Housing Policy that detailed the connections between housing and health explained below.

Protect Your Home from those April Showers

March 3, 2017 | by Katie Claflin
Spring is officially around the corner, and the changing seasons can often bring storms, some of them severe. Storms can turn your backyard into a mud pit and wreck your morning commute but they can also cause severe damage to your home.

Why We Love Tax Season

February 17, 2017 | by Michael Wilt
Tax season is upon us, and let's be honest, for most people there's not much to get excited about when it comes to doing your taxes. But at TSAHC, we actually love this time of year. That's because tax season is the perfect opportunity to remind home buyers about our Mortgage Credit Certificate Program and the savings that could be in their future.

Home Buying Tips for those Getting Hitched

February 10, 2017 | by Katie Claflin
You’re getting married—congratulations! Like many couples, you may be thinking about starting your life together in a home of your own. In fact, according to a study conducted by Coldwell Banker, 35% of Americans purchased their first home together within two years of getting married.

Female and Single?  This Could Be Your Year to Buy a Home

February 3, 2017 | by Katie Claflin
The number of single women buying homes is on the rise. According to data collected by the National Association of REALTORS® (NAR), single women now make up 17% of all home buyers, while single men represent a mere 7%.

Staff Spotlight: An Interview with Melinda Smith

January 20, 2017 | by Michael Wilt
This week, we are spotlighting Melinda Smith, TSAHC's Chief Financial Officer. Melinda oversees our accounting team and ensures TSAHC complies with required financial reporting and auditing. Melinda joined TSAHC as our CFO in 2001. She earned her CPA certification in 1982 and boasts more than three decades of accounting, auditing and executive level experience in private and public practice. Below is our interview with Melinda to help you get to know her a little better.

Who Really Pays for Affordable Housing?

January 13, 2017 | by Michael Wilt
A frequent question about affordable housing is who pays for it and how. A common assumption is that taxpayers foot the bill for the construction of affordable rental housing or rents for residents that live there. In reality, that's not always true. In this entry, we will look at some of the common ways affordable housing is paid for and specifically the role subsidies play to help provide clarity.

Five Tough Questions to Ask Yourself Before You Buy a Home

January 6, 2017 | by Guest Posts
Purchasing a home is undoubtedly one of the biggest financial decisions you’ll ever make. You can pave the road ahead by making sure to honestly evaluate all of the costs and responsibilities of homeownership before you buy.

Debunking the Myth that Affordable Housing Hurts Nearby Home Values

December 16, 2016 | by Michael Wilt
One of the most common reasons neighborhood associations oppose affordable rental housing developments near them is the worry that affordable rental communities will drag down surrounding home values. But a Trulia study released November 16th found that those fears are largely not supported by evidence.