On the House Blog

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Welcome to On the House, a weekly blog for affordable housing professionals.

Four Profiles of Middle Class Households

December 8, 2017 | by Michael Wilt
The term "middle class" carries a variety of meanings, and they are typically tied to the income a household earns. While there's no official definition of middle class, the Pew Research Center considers households earning between 67 percent and 200 percent of the median family income as middle class. Nationwide, that's an income range of $39,554 to $118,072 notes thebalance.com.

TSAHC Spotlight Series: Vista Rita Blanca Apartments - Dalhart, Texas

November 17, 2017 | by Michael Wilt
This is the latest entry in our On the House spotlight series. Our past spotlights featured TSAHC staff members and partners to help readers get to know our organization and industry a little better. But this week, we are turning our focus to a development financed in part by TSAHC’s Texas Housing Impact Fund. We think spotlighting affordable housing developments across the state will help readers understand what they look like, how they are financed and who lives there.

The Surprising Way Baby Boomers Are Affecting Today’s Housing Market

November 3, 2017 | by Katie Claflin
Much attention has been paid to millennials’ attitudes toward homeownership. However, an article published by CNBC in August argues that it’s actually baby boomers—not millennials—that are having the greatest impact on the current housing market.

TSAHC Partner Spotlight: An Interview with Woody Widrow

October 20, 2017 | by Michael Wilt
Every quarter TSAHC spotlights a staff member or partner to help our readers get to know our mission and industry a little better. This week we interviewed Woody Widrow, Executive Director of RAISE Texas, a non-profit dedicated to financial education and asset building for low- and moderate-income Texans. Below is our interview with Woody.

Why Workforce Housing Is so Hard to Find

October 13, 2017 | by Michael Wilt
As cities grow and attract new jobs, city leaders and employers are struggling with how to ensure there is housing that is affordable to workers at low- and moderate-income levels. This type of housing, referred to as "workforce housing," is becoming harder to find.

Being “Too Cool for School” May Keep You From Becoming a Homeowner

October 6, 2017 | by Katie Claflin
If you want to buy a home, one of the best ways to make that happen is to stay in school, according to a recent study conducted by Trulia.

Why the Demand for Accessible Housing is About to Skyrocket

September 22, 2017 | by Michael Wilt
By 2035, the number of households that include someone with a disability will increase by 76% according to a report from Harvard's Joint Center for Housing Studies. Subsequently, the demand for affordable, accessible housing will be far beyond what current supply can meet.

Resources Available for Texans Affected by Hurricane Harvey

September 15, 2017 | by Katie Claflin
For this week’s blog post, we have compiled a list of resources that can help Texans affected by Hurricane Harvey find temporary shelter or rental housing, file an insurance claim, postpone their mortgage payment, or find employment.

Texans Are Paying Less on Mortgage Debt Than the Rest of the Country

September 8, 2017 | by Guest Posts
Texas homeowners have less mortgage debt than the rest of the U.S. thanks to home prices below the national average, according to the Real Estate Center at Texas A&M University.

Making an Impactful Investment in Housing

September 1, 2017 | by Michael Wilt
More socially-conscious investors are using their money to make a meaningful difference in causes they believe through "impact investing," and this wave of investment could play a pivotal role in how affordable housing is financed.