On the House Blog

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Welcome to On the House, a weekly blog for affordable housing professionals.

Why Workforce Housing Is so Hard to Find

October 13, 2017 | by Michael Wilt
As cities grow and attract new jobs, city leaders and employers are struggling with how to ensure there is housing that is affordable to workers at low- and moderate-income levels. This type of housing, referred to as "workforce housing," is becoming harder to find.

Being “Too Cool for School” May Keep You From Becoming a Homeowner

October 6, 2017 | by Katie Claflin
If you want to buy a home, one of the best ways to make that happen is to stay in school, according to a recent study conducted by Trulia.

Why the Demand for Accessible Housing is About to Skyrocket

September 22, 2017 | by Michael Wilt
By 2035, the number of households that include someone with a disability will increase by 76% according to a report from Harvard's Joint Center for Housing Studies. Subsequently, the demand for affordable, accessible housing will be far beyond what current supply can meet.

Resources Available for Texans Affected by Hurricane Harvey

September 15, 2017 | by Katie Claflin
For this week’s blog post, we have compiled a list of resources that can help Texans affected by Hurricane Harvey find temporary shelter or rental housing, file an insurance claim, postpone their mortgage payment, or find employment.

Texans Are Paying Less on Mortgage Debt Than the Rest of the Country

September 8, 2017 | by Guest Posts
Texas homeowners have less mortgage debt than the rest of the U.S. thanks to home prices below the national average, according to the Real Estate Center at Texas A&M University.

Making an Impactful Investment in Housing

September 1, 2017 | by Michael Wilt
More socially-conscious investors are using their money to make a meaningful difference in causes they believe through "impact investing," and this wave of investment could play a pivotal role in how affordable housing is financed.

What Home Buyer Hopefuls Want From Agents and Lenders

August 18, 2017 | by Guest Posts
In a new Down Payment Resource survey of 750 future home buyers, 85 percent said they were looking to buy a home in the next six months. But while the current median down payment for a first-time buyer in approximately 6 percent, sixty-five percent said they think it will be moderately to extremely difficult to save for a down payment.

How Commuting Costs Can Drive Up Housing Costs

August 11, 2017 | by Katie Claflin
Housing affordability is generally measured as a percentage of income spent on housing costs. According to the US Department of Housing and Urban Development, a household is considered cost-burdened if it spends more than 30% of its income on housing. But Joe Cortwright, Director of City Observatory, argues that traditional measures of affordability do not consider other related costs, particularly transportation, when calculating whether a household’s housing is affordable.

Homeownership Rate Declining For Everyone Except Older Americans

August 4, 2017 | by Michael Wilt
In 2009, the U.S. homeownership rate stood at 71%. Since then, it has fallen to 63% with declines spanning every region of the country and including almost every age demographic according to a recent Gallup report.

Staff Spotlight: An Interview with James Matias

July 21, 2017 | by Katie Claflin
This week we are spotlighting James Matias, Manager of Asset Oversight and Compliance at TSAHC. James has more than 13 years of experience in the housing industry and just celebrated his fifth anniversary at TSAHC this spring.