On the House Blog

iStock_000021943767_Medium
Welcome to On the House, a weekly blog for affordable housing professionals.

The State of Housing in Texas

June 23, 2017 | by Michael Wilt
The national housing market is finally returning to normal nearly a decade after the foreclosure crisis, but affordability problems persist at near record levels. That's the main takeaway from "The State of the Nation's Housing 2017" report released last Friday by the Joint Center for Housing Studies at Harvard University.

How to Protect Low Income Families in Changing Neighborhoods

June 16, 2017 | by Katie Claflin
GOVERNING magazine reports that most major metro areas in Texas are experiencing gentrification. As housing prices in Texas increase, community leaders are scrambling to find solutions to protect long-term residents without undermining growth.

A Closer Look at Who Lives in Affordable Housing

June 9, 2017 | by Michael Wilt
A frequent question housing professionals get is, "who exactly lives in affordable housing?" A recent U.S. Department of Housing and Urban Development (HUD) report helps answer this question with tenant-related data collected in 2014.

What Would You Do with an Extra $2,000 Every Year?

June 2, 2017 | by Katie Claflin
June is National Homeownership Month, and we want to take this opportunity to educate first-time buyers about our Mortgage Credit Certificate (MCC) Program, which can save you up to $2,000 every year on your income taxes and put more of your hard-earned money back into your pocket.

Budgeting Tips to Help You Afford Your Monthly Rent

May 19, 2017 | by Guest Posts
This is a guest post by Abodo.com, a Madison, Wisconsin-based start-up whose mission is to create a new, better kind of apartment listing service. A recent study by ABODO apartments entitled “Heavy Housing Burden” dug into trends surrounding the availability of affordable housing, namely how many renters across the country are paying more than 30% of their income on rent (the HUD-determined threshold for being housing-cost burdened). Heavy Housing Burden reports that nearly half of all U.S. renters are facing a cost-burden, and that trend largely rings true for Texas.

TSAHC Unveils New Tool For Home Buyers

May 12, 2017 | by Michael Wilt
We're excited to share a new tool for home buyers now available on our web site. The Down Payment Assistance Calculator allows home buyers to explore the down payment assistance grant amount and interest rate that works best for them. Using the tool is easy. Just follow these quick steps.

You Just Got Your Property Tax Appraisal. Now What?

May 5, 2017 | by Katie Claflin
Now is the time of year that Texas homeowners receive their 2017 property tax appraisal from their county. The appraisal lists what you’ll owe in property taxes at the end of the year, based on the value of your home.

TSAHC Partner Spotlight: An Interview with Michaelle Wormly

April 21, 2017 | by Janie Taylor
Every quarter TSAHC spotlights a staff member or partner to help our readers get to know our mission and industry a little better. This week we interviewed Michaelle Wormly, Executive Director of WOMAN, Inc., a housing nonprofit in southeast Texas. TSAHC has partnered with WOMAN, Inc. through our Affordable Communities of Texas programs to create homeownership opportunities for low income and disabled veterans and other underserved families.

What You Should Know About Fair Housing

April 14, 2017 | by Michael Wilt
April is Fair Housing Month as it commemorates the passage of the Fair Housing Act on April 11, 1968. The historic piece of legislation expanded on previous laws to prohibit housing discrimination based on race, religion, national origian, and (as amended) disability and family status.

Ready to Buy a Home? Find Out What’s New

April 7, 2017 | by Katie Claflin
On Monday, April 3rd TSAHC implemented several enhancements to our home buyer programs. These changes will make it easier for even more low and moderate-income home buyers to qualify for down payment assistance grants and mortgage credit certificates through TSAHC.