Correctional Officer Home Loans
Being a correctional officer is often a hazardous and unpredictable job, but these heroes continue to serve their communities selflessly every day. TSAHC's Homes for Texas Heroes program honors correctional officers for their service by providing them with a low, fixed-rate home loan and a grant for down payment assistance.
To qualify for a correctional officer home loan under the Homes for Texas Heroes Program, you must meet one of the following definitions:
- Corrections Officer- all full-time employees of the Texas Department of Criminal Justice (TDCJ) who receive hazardous duty pay. Hazard duty pay employees must have a verification of employment through TDCJ.
- Juvenile Corrections Officer- all full-time employees of the Texas Juvenile Justice Department (TJJD) who receive hazardous duty pay. Juvenile corrections officers must have verification of employment through TJJD.
- County Jailer- must be employed full-time as a county jail guard under Section 85.005, Local Government Code. County jailers must be licensed through the Texas Commission on Law Enforcement.
Down Payment Assistance for Correctional Officers
TSAHC provides low, fixed-rate home mortgage loans to help correctional officers purchase a home. TSAHC also provides correctional officers with a grant to help with down payment assistance and closing costs.
Click here to view our current interest rates and down payment assistance grant amounts.
Mortgage Credit Certificates for Correctional Officers
Correctional officers who are first-time home buyers can also take advantage of TSAHC's Mortgage Credit Certificate (MCC) Program. With an MCC, correctional officers can take a portion (up to $2,000) of the annual interest paid on their mortgage as a tax credit every year. An MCC can save correctional officers thousands of dollars over the life of their mortgage loan.
Click here to learn more about the MCC Program.
Are You Eligible?
Click here to take our eligibility quiz.