On the House Blog

Welcome to On the House, a weekly blog for affordable housing professionals.

Posts in category Housing Counseling

You Just Got Your Property Tax Appraisal. Now What?

May 5, 2017 | by Katie Claflin
Now is the time of year that Texas homeowners receive their 2017 property tax appraisal from their county. The appraisal lists what you’ll owe in property taxes at the end of the year, based on the value of your home.

Need Help with Your Down Payment? Consider a Matched Savings Program

September 16, 2016 | by Katie Claflin
Do you want to buy a home, but you're worried you don't have enough for the down payment? For this blog post, we want to focus on a valuable savings resource for home buying hopefuls—matched savings programs.

Home Buyer Education and Financial Counseling Pay Off

August 19, 2016 | by Michael Wilt
Housing professionals have long professed that home buyer education and counseling create more responsible and financially empowered homeowners. Now, there's ample evidence to support their claims. Research summarized in two recent reports lists the benefits of completing a home buyer education course prior to purchasing a home.

Can Your Housing Situation Affect Your Mental Health?  Studies Say Yes

August 12, 2016 | by Katie Claflin
Health experts and policy makers have known that housing conditions can have a big impact on residents' health and well-being. But in recent years, researchers have focused not only on the connection between physical health and housing, but specifically on the role that housing concerns can have on residents’ mental health.

Finding the Right Counselor to Meet Your Housing and Financial Goals

January 8, 2016 | by Katie Claflin
Whether your goal is to buy a home, improve your financial management skills, decrease your debt, or increase your savings, nonprofit housing and financial counselors can be a great resource to help you make progress toward your goal in the New Year. For this week’s blog post, we want to help you navigate the different types of counseling and find the one that's right for you.

New Video: Our Programs, Our Partners and Those We Serve

October 16, 2015 | by Katie Claflin
TSAHC has created a short video to provide the housing community, our funders and other stakeholders with a glimpse of our programs through the stories of our partners and those we serve.

Hispanics and the Future of Homeownership

August 28, 2015 | by Michael Wilt
According to a recent report entitled, “Hispanics & Home Ownership: Closing the Gap” from the Demand Institute, Hispanics will account for “roughly 40% of all new household formations in the U.S. between now and 2020.” The report’s key finding is that homeownership is important to Hispanics, but only a fraction of the population is prepared to purchase a home.

The Unexpected Costs of Bad Credit

May 15, 2015 | by Katie Claflin
Your credit score can affect more than just your ability to qualify for a loan. Even if you’re not in the market for a home, a new car or a credit card, if you have bad credit, you could see some unexpected consequences impacting other aspects of your life.

Many Texans Struggling with Financial Security, According to National Study

April 24, 2015 | by Katie Claflin
In 2004 the U.S. Senate established April as National Financial Literacy Month in an attempt to encourage Americans to be more proactive about their financial health and establish good financial habits. To emphasize the ongoing importance of financial literacy, we want to share some alarming statistics about the current financial health of Texas families and individuals.

Is Student Loan Debt Keeping Millennials from Buying a Home?

January 23, 2015 | by Katie Claflin
According to a 2014 CNN Money article, the American student loan debt balance has risen to 1.1 trillion dollars, with the debt for a graduate under 30 averaging $21,000. What affect will this debt have on millennials' ability to purchase a home?