On the House Blog

Welcome to On the House, a weekly blog for affordable housing professionals.

Posts in category Lending

TSAHC Spotlight Series: Vista Rita Blanca Apartments - Dalhart, Texas

November 17, 2017 | by Michael Wilt
This is the latest entry in our On the House spotlight series. Our past spotlights featured TSAHC staff members and partners to help readers get to know our organization and industry a little better. But this week, we are turning our focus to a development financed in part by TSAHC’s Texas Housing Impact Fund. We think spotlighting affordable housing developments across the state will help readers understand what they look like, how they are financed and who lives there.

A Holiday Message from David Long

December 18, 2015 | by David Long
As 2015 comes to a close, I'd like to thank you for your partnership and support of the Texas State Affordable Housing Corporation (TSAHC) this year. With your support, TSAHC has grown our programs and services to help even more Texans this year, and I want to share our successes with you, the ones who made it all possible.

Introducing: Texas Housing Impact Fund

October 23, 2015 | by Michael Wilt
TSAHC recently rebranded our direct lending program as the Texas Housing Impact Fund to better communicate the purpose and goals of our loan products to both developers and potential investors. The Texas Housing Impact Fund offers financing for the development, acquisition, or rehabilitation of affordable rental or homeownership projects across Texas, and it supports projects that create a higher quality of life for low and moderate income families.

New Video: Our Programs, Our Partners and Those We Serve

October 16, 2015 | by Katie Claflin
TSAHC has created a short video to provide the housing community, our funders and other stakeholders with a glimpse of our programs through the stories of our partners and those we serve.

As Mortgage Delinquency Rates Drop Americans Remain Skeptical of Housing Recovery

September 11, 2015 | by Michael Wilt
Earlier this year, the mortgage delinquency rate fell to 4.7%, the lowest rate it has been in eight years. Yet, according to a MacArthur Foundation survey, more than 60% of Americans still think the country is in a housing crisis.

Hispanics and the Future of Homeownership

August 28, 2015 | by Michael Wilt
According to a recent report entitled, “Hispanics & Home Ownership: Closing the Gap” from the Demand Institute, Hispanics will account for “roughly 40% of all new household formations in the U.S. between now and 2020.” The report’s key finding is that homeownership is important to Hispanics, but only a fraction of the population is prepared to purchase a home.

April is Fair Housing Month

April 3, 2015 | by Katie Claflin
On April 11, 1968 President Lyndon Johnson signed the Civil Rights Act of 1968—otherwise known as the Fair Housing Act. This historic legislation expanded on previous laws to prohibit housing discrimination based on race, religion, national origin, sex, and (as amended) handicap and family status. To commemorate the passing of the Fair Housing Act, the month of April has been designated as Fair Housing Month.

Cash-Out Refinances: The Risks of Using Home Equity as Cheap Credit

December 19, 2014 | by Katie Claflin
Homeowners who have built a substantial amount of equity in their homes may be eligible to refinance their mortgage loan and cash out some of their equity. While cash-out refinances can provide homeowners with quick cash when they need it, there are significant risks that each homeowner needs to consider when deciding whether to dip in to the equity in their home.

Federal Accessibility Requirements: What Housing Providers Need to Know

October 31, 2014 | by Katie Claflin
The month of October has been designated as Texas Persons with Disabilities History and Awareness Month. In honor of this important month, we have decided to focus this week's blog post on important rules and regulations that help ensure that Texans with disabilities have the opportunity to live in housing that is safe, accessible and affordable.

Recent Studies Show Growing Demand for Rental Housing

September 26, 2014 | by Katie Claflin
With the housing market still recovering, more Americans are opting to rent a home rather than purchase one.