On the House Blog

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Welcome to On the House, a weekly blog for affordable housing professionals.

Posts in category First Time Buyer

The Surprising Way Baby Boomers Are Affecting Today’s Housing Market

November 3, 2017 | by Katie Claflin
Much attention has been paid to millennials’ attitudes toward homeownership. However, an article published by CNBC in August argues that it’s actually baby boomers—not millennials—that are having the greatest impact on the current housing market.

Being “Too Cool for School” May Keep You From Becoming a Homeowner

October 6, 2017 | by Katie Claflin
If you want to buy a home, one of the best ways to make that happen is to stay in school, according to a recent study conducted by Trulia.

Texans Are Paying Less on Mortgage Debt Than the Rest of the Country

September 8, 2017 | by Guest Posts
Texas homeowners have less mortgage debt than the rest of the U.S. thanks to home prices below the national average, according to the Real Estate Center at Texas A&M University.

What Home Buyer Hopefuls Want From Agents and Lenders

August 18, 2017 | by Guest Posts
In a new Down Payment Resource survey of 750 future home buyers, 85 percent said they were looking to buy a home in the next six months. But while the current median down payment for a first-time buyer in approximately 6 percent, sixty-five percent said they think it will be moderately to extremely difficult to save for a down payment.

You May Be Closer to Buying a Home than You Think

July 7, 2017 | by Katie Claflin
Buying a home is a major purchase, and it’s natural to want to hold out for the perfect home. But just because you can’t afford your dream home right now doesn’t mean you should sit on the sidelines until you can.

What Would You Do with an Extra $2,000 Every Year?

June 2, 2017 | by Katie Claflin
June is National Homeownership Month, and we want to take this opportunity to educate first-time buyers about our Mortgage Credit Certificate (MCC) Program, which can save you up to $2,000 every year on your income taxes and put more of your hard-earned money back into your pocket.

TSAHC Unveils New Tool For Home Buyers

May 12, 2017 | by Michael Wilt
We're excited to share a new tool for home buyers now available on our web site. The Down Payment Assistance Calculator allows home buyers to explore the down payment assistance grant amount and interest rate that works best for them. Using the tool is easy. Just follow these quick steps.

Ready to Buy a Home? Find Out What’s New

April 7, 2017 | by Katie Claflin
On Monday, April 3rd TSAHC implemented several enhancements to our home buyer programs. These changes will make it easier for even more low and moderate-income home buyers to qualify for down payment assistance grants and mortgage credit certificates through TSAHC.

Don’t Let Student Loans Derail Your Financial Goals

March 17, 2017 | by Katie Claflin
Research conducted by the Institute for College Access and Success found that 56% of Texas college students graduate with student loan debt. Their average loan amount? $27,324.

Why We Love Tax Season

February 17, 2017 | by Michael Wilt
Tax season is upon us, and let's be honest, for most people there's not much to get excited about when it comes to doing your taxes. But at TSAHC, we actually love this time of year. That's because tax season is the perfect opportunity to remind home buyers about our Mortgage Credit Certificate Program and the savings that could be in their future.