The Texas State Affordable Housing Corporation (TSAHC) is a statewide non-profit organization created by the Texas Legislature to serve as a self-sustaining, statewide affordable housing provider.
We facilitate, preserve, and expand affordable housing opportunities for Texans.
Every Texan will have a place to call home.
VIEW TSAHC'S FY2025-2030 STRATEGIC PLAN AND GOALS
For more information, please visit www.tsahc.org/about.
Please make sure to use the logos we have provided and follow the usage guidelines outlined below. The logo should be linked to www.tsahc.org.
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Contact [email protected] if you need a TSAHC logo in a different color or format.
TSAHC provides 30 year fixed rate mortgage loans, down payment assistance, and mortgage interest tax credits through two programs: the Homes for Texas Heroes Home Loan Program and the Home Sweet Texas Home Loan Program. These programs make buying a home more affordable by helping home buyers save on both the upfront and ongoing costs of homeownership.
TSAHC’s programs are open to first-time home buyers, as well as current and repeat home buyers. To qualify, home buyers must have a FICO credit score of 620 and meet certain income requirements.
Home buyers must also work with an approved mortgage lender and take a home buyer education course prior to closing on their mortgage loan.
learn more about our home buyer programs
TSAHC provides a variety of financing tools to help developers build and rehabilitate affordable housing, including:
learn more about our development financing programs
TSAHC provides both grant and training opportunities to help strengthen the services provided by local housing nonprofits. These opportunities include:
learn more about our capacity building programs for nonprofits
I previously worked in the mortgage industry, and I always knew when it was time to buy a home, it would be through TSAHC. Utilizing TSAHC’s programs sped up my ability to purchase a home by a couple of years.
- Mireille Hernandez, TSAHC Home Buyer
Buying a home is the biggest financial decision we’ve ever made, and we couldn’t have done it without the down payment grant we received from TSAHC. I’m so grateful to loan officer Stacy Schriever and REALTOR® Debbie Patterson for introducing me to TSAHC’s programs, which made it possible for our family to finally purchase a home of our own.
- Felicia Bolton, Home Buyer
TSAHC’s programs make homeownership possible for many Texas families. I am proud to be a participating loan officer in TSAHC’s programs so I can help families like the Pilgrims achieve their lifelong dream of buying a home.
- Nicole Newton, Loan Officer with Prime Lending
I cannot tell you how grateful I am to TSAHC. We were really scrambling to figure out a financing issue with Cady Lofts, and you came through with a solution that allowed us to close on time. Without financing from TSAHC, we would have had to go back to the drawing board. I cannot tell you how grateful I am and what a resource and incredible gift TSAHC is to all of affordable housing.
- Sally Gaskin, Founder and President of SGI Ventures (developer of Cady Lofts)
It is inspiring to think what the apartments in Burleson Studios will mean for 104 of our Austin neighbors who have struggled with housing. They will have access to independent living and a place in a supportive community where they can find the resources and services they need to pursue their goals. We are grateful to TSAHC for their financing support for this community.
- Walter Moreau, Executive Director of Foundation Communities (developer of Burleson Studios)
Providing homeownership opportunities to hard working families is central to our mission. That’s why I’m excited to stand alongside TSAHC and others who helped create this community and celebrate the current and future families who will have an affordable place to call home that they own.
- Fred Huerta, Executive Director of Harlingen CDC (developer of Mesquite Woods Phase II subdivision)
The Housing Connection trainings are a great opportunity for attendees to learn new ideas and techniques that they can use in everyday situations to better serve their clients. The agenda of different courses available makes it very hard to choose from, as all the trainings are very much needed, and the scholarship opportunities make it easier for our agency to approve these types of events. I personally would not have been able to continue to serve our Fifth Ward CRC clients without the help of the Housing Connection trainings.
- Mary Guerra, HUD Certified Housing Counselor, Fifth Ward Community Redevelopment Corporation
With funding from the Texas Foundations Fund, we were able to meet our clients’ basic needs by providing essential access to medical, health and wellness services, along with three nutritious meals each day. Addressing these fundamental needs allowed the men to focus on the deeper issues that led to their homelessness in the first place.
- Steve Smart, Executive Director of Another Chance House (which provides supportive housing to men at risk of homelessness)
View more testimonials and program success stories in our Annual Reports
NBC 5 Dallas-Fort Worth
Texas State Affordable Housing Corporation offers new tools to help with homebuying
June 21, 2025
AustinTexas.gov
New permanent supportive housing community, Cady Lofts, opens in Central Austin
April 24, 2025
NBC 5 Dallas-Fort Worth
Want to buy a home? These TX programs help with interest rates, down payment
March 20, 2025
Valleycentral.com
Harlingen subdivision aims to make homes more affordable
October 24, 2024
Marketwatch.com
A crisis-era mortgage strategy is making a comeback — and this time it’s bailing out buyers
October 19, 2024
National Mortgage Professional
Debunking Eligibility for DPA
May 21, 2024
David Long is the President of the Texas State Affordable Housing Corporation. In this role, he is responsible for overseeing the daily operations of TSAHC, which includes program development, policies, and staffing, financial, legislative and legal matters. Prior to joining TSAHC in 2001, he spent over 10 years working for the State of Texas and nine years in the banking industry. David has a Bachelors degree in Finance from California State University at Fullerton.
Janie Taylor is the Executive Vice President for the Texas State Affordable Housing Corporation. In this role, she oversees the strategic direction and operational management of the housing programs of TSAHC, as well as the marketing and policy initiatives. Before joining TSAHC in 2006, she worked as the Senior Public Relations Specialist for Samsung Austin Semiconductor, where her duties included public relations, internal communications, and corporate philanthropy. Her prior experience also includes her work as a Public Information Specialist with the Texas Lottery and a Corporate Communications Specialist at Sematech. Janie earned a B.A. in Communication Arts from Our Lady of the Lake University in San Antonio
David Danenfelzer is the Senior Director of Development Finance for the Texas State Affordable Housing Corporation. In this role, he oversees the Corporation's development finance programs including the Private Activity Bond (PAB) Program, Affordable Communities of Texas (ACT) Land Bank, and the Texas Housing Impact Fund (THIF). Prior to joining TSAHC in 2006, David worked at the Texas Department of Housing and Community Affairs and Enterprise Community Partners Inc.. He is a current member of the Austin Housing Coalition, sits on the Texas Community Capital Board of Directors and is a member of the Internal Revenue Service’s Advisory Committee for Tax Exempt and Government entities. David received his B.S. from the University of Wisconsin, Madison and MSCRP from the University of Texas at Austin.
Joniel LeVecque is the Senior Director of Homeownership Programs for the Texas State Affordable Housing Corporation. She is responsible for overseeing the homeownership programs including the Homes for Texas Heroes Home Loan Program, Home Sweet Texas Home Loan Program and the Mortgage Credit Certificate Program, as well as education and outreach efforts. Before joining the TSAHC team in 2016, she spent seven years working for the Texas state housing agency and 20 years as a mortgage loan officer, mortgage company branch manager and REALTOR®. Her extensive knowledge of the real estate and mortgage industries gives her a unique perspective when educating families about buying a home.
Katie Claflin is the Senior Director of Communications & Development for TSAHC. She first joined TSAHC in 2008 in a development coordinator position and was promoted to director of the department in 2017. In this role, she oversees marketing and fundraising activities to grow and support TSAHC's housing programs and supervises the administration TSAHC's grant and training initiatives for local housing nonprofits. Prior to joining TSAHC, she worked with Heart House of Austin and the World Affairs Council of Washington, DC, where her duties included writing grants and marketing materials to support each nonprofit's mission. She earned a B.A in History from Hendrix College and a Master of Public Affairs from UT's LBJ School of Public Affairs and is a proud graduate of the Leadership Austin Essential 45 Class.
Sarah Ellinor is the Senior Manager of Homeownership Programs for the Texas State Affordable Housing Corporation. In this role, she works diligently to bring awareness to the corporation’s homeownership programs through training lender, realtor and housing counseling partners. Sarah is a big believer in the power of affordable housing and has worked in the industry for more than 10 years. Before joining TSAHC in 2012, she was employed as a housing/financial counselor with nonprofits located in North Carolina, Iowa, and Texas, helping families buy a home and achieve other financial goals. Her prior experience helps her understand the benefits of homeownership and the challenges facing Texas home buyers. Sarah earned a B.A. in Spanish/International Studies with a minor in Business Management from Central College in Pella, Iowa.
Michael Wilt is the Senior Manager of External Relations for the Texas State Affordable Housing Corporation. He directs government and peer organization relations, leads capacity-building initiatives for nonprofits and housing developers, and supports communications and media efforts. With more than 15 years of housing and land use policy experience, his background includes representing a prominent real estate industry organization, working in both chambers of the Texas Capitol, and serving under the former Mayor of San Francisco. He sits on the Board of Equidad ATX, the Executive Committee of the Austin Housing Coalition, and the Advisory Board for Urban Land Institute’s Terwilliger Center for Housing. He also sits on the Advisory Board of ULI Austin and has served as Chair of both the Affordability Strategic Council and Housing Local Member Council. He is an avid distance runner and proud father to his daughter. Michael holds a J.D. from the University of San Francisco School of Law and a B.A. in Government and Latin from the University of Texas at Austin.
Frank Duplechain is the Senior Business Development Specialist for the Texas State Affordable Housing Corporation. In this role, he manages training and business relationships for our network of Realtors and Mortgage Lenders. Frank has worked in housing and finance since 2013. Before joining TSAHC in 2018, he spent five years in personal and business banking, managing branches for two national banks. Frank is an LSU Tiger and Cajun originally from Beaumont, Texas.
Kayla Gillaspy is the Single Family Homeownership Coordinator or the Texas State Affordable Housing Corporation. In this role, she guides homebuyers through the TSAHC process and delivers trainings and support to Lenders and Realtors statewide. A part of the TSAHC homeownership team since 2020, she is dedicated to empowering individuals—especially fellow Texans—on their path to homeownership. Kayla brings patience, know-how, and a passion for making complex processes clear. From explaining financing and paperwork to celebrating each new homeowner’s milestone, Kayla finds true joy in sharing knowledge and helping dreams take root.
Contact [email protected] to obtain a bio or headshot for a staff member not listed above.
Request an “Overcoming the Downpayment Hurdle” class for REALTORS®
Increase your business and make quality connections with area Texas REALTORS® by hosting an “Overcoming the Down Payment Hurdle” class. TSAHC staff will come to the venue of your choice to teach a class that provides one free TREC-approved mandatory continuing education (CE) credit to Texas REALTORS®.
LEARN MORE ABOUT HOSTING AN “OVERCOMING THE DOWNPAYMENT HURDLE” CLASS
Other Speaking Requests
TSAHC staff is available to speak on a variety of topics including TSAHC's home buyer programs, tax exempt bonds, affordable housing financing, land banks and land trusts. To request a speaker for your conference or event, please click on the link below to submit a request.
CLICK HERE TO REQUEST A SPEAKER
Request an Interview
Media representatives may request an interview with a TSAHC staff member by contacting [email protected].
