Through the Texas Housing Impact Fund (THIF), TSAHC provides short and long-term loans to developers to build affordable housing, with an emphasis on empowering local nonprofit builders. Our loan products provide competitive rates and can be combined with other financing to give developers the flexibility they need to create sustainable housing in Texas.
Since its creation in 2002, TSAHC has lent more than $75 million through THIF, helping to create more than 7,000 units of affordable housing.
As of September 1, 2025, TSAHC has awarded more than $7 million this calendar year and currently has no new sources of funding for the remainder of the year. Regardless, we invite potential applicants to schedule a meeting with our team to talk through projects and learn more about how TSAHC can help.
Available Loan ProductsTSAHC focuses our lending on construction-phase financing for both multifamily rental and single-family homeownership. For more information about these product lines, click the links below.
Construction loans for Multifamily rental Housing
Revolving Lines of Credit for Homeownership
Applications for our loan products are provided to Developers after they have attended a virtual meeting with our team. Once we’ve met and agreed that the proposed project fulfills TSAHC’s program policies, Developers are provided with an electronic copy of the application materials via email.
**PLEASE NOTE: Applications and other information submitted to TSAHC is subject to the Texas Public Information Act, Texas Government Code, Chapter 552, and may be subject to disclosure to the public.
Investment ReportClick here to view the 2025 Texas Housing Impact Fund Investment Report.
View Previous THIF Investment Reports
TSAHC uses program revenue and private funding to provide loans to nonprofit and for profit housing developers, including grants, equity equivalent investments (EQ2), donations and program-related investments (PRI). Your investment in our Texas Housing Impact Fund program will help TSAHC help a local developer create affordable housing. Get more information by clicking Become an Investor.
