Teacher Home Loans

The Homes for Texas Heroes Home Loan Program provides home buyer assistance for Texas teachers. Click here to view a list of eligibility requirements.

Program Benefits

  • A 30-year fixed interest rate mortgage loan, several rates and loan options available
  • Down payment assistance (DPA) provided as a grant (never needs to be repaid) or forgivable second lien loan
  • DPA available for up to 5% of the loan amount
  • You do not have to be a first-time homebuyer
  • Available statewide through a network of participating lenders
  • Income limits vary by county. Expanded income and purchase price limits available in targeted areas.

First-time buyers can also apply for a Mortgage Credit Certificate (MCC).  Texas Heroes who use our DPA and MCC assistance together will receive their MCC for FREE—a $500 savings! *Some exclusions apply. Contact a lender to learn more.

Take the Eligibility Quiz

Don't meet the profession requirements?

TSAHC’s Home Sweet Texas Home Loan is available to low and moderate-income home buyers, regardless of their profession. Take the Eligibility Quiz to see if you meet the income requirements.