On February 16, 2021, President Biden issued an executive action that provided the following protections for homeowners:
- Extended the foreclosure moratorium for homeowners with federally guaranteed mortgages to June 30, 2021;
- Extended the mortgage payment forbearance enrollment window until June 30, 2021 for borrowers who wish to request forbearance;
- Provided up to six months of additional mortgage payment forbearance, in three-month increments, for borrowers who entered forbearance on or before June 30, 2020.
If the COVID-19 crisis has impacted your ability to make on-time mortgage payments, you are encouraged to contact to your loan servicer to see what payment arrangements can be made.
If your mortgage is guaranteed by the federal government (FHA, VA and USDA loans), Fannie Mae or Freddie Mac, you may be eligible for reduced or suspended mortgage payments for up to 12 months.
Learn More About Mortgage Relief Options and Protections
In addition to these resources, some of the city and region specific rental assistance programs also provide mortgage assistance: Austin, Collin County, El Paso, Fort Bend County, Fort Worth, Hidalgo County, Houston, San Antonio, Williamson County
Homeowners who received down payment assistance from TSAHC may contact their loan servicer at one of the numbers below to make payment arrangements or discuss available options.