Home Buyer Blog Series, Volume 2: Meet Momi Silva

June 8, 2015 | by Michael Wilt

Categories: Affordable Housing, First Time Buyer, Homeownership

June is National Homeownership Month, and to celebrate, TSAHC is doing a special blog series every Monday in June.  Each Monday, TSAHC will share the story of a family or individual who used our programs to purchase a home. 

And on Monday, June 29th, TSAHC will announce the five winners of our Mortgage-Free Monday raffle.  Each of the lucky winners will receive one month's mortgage payment courtesy of TSAHC.

Meet Momi Silva

This week we feature Momi Silva.  She lives in El Paso with her husband and two stepsons.  TSAHC's home buyer programs helped her accomplish the dream of homeownership.  We asked Momi a few questions about her home buying experience and what it means to be a first time homeowner.

1. What do you like the most about being a homeowner?

I love being able to host family and friends.

2. How did you learn about TSAHC’s home buyer programs?

Our loan officer, Gabriela Rodriguez with First Community Mortgage of El Paso, informed us of the program.

3. Please describe your experience working with your lender.

Overall, the experience was great; we felt very confident in her knowledge and trusted that she had our best interest at heart.  She provided thorough answers to our questions and was available to us when needed. 

4. Did you use a Realtor® to buy your home?  If so, please describe your experience working with your Realtor®.

Yes, we used a Realtor®, Rene Matamoros, to buy our home.  He is very knowledgeable in his field and very patient.  He showed us homes that fell within our criteria and homes he thought would be of interest to us.  Our realtor’s punctuality and professionalism were superb.  We never felt pressured to select a house nor did we ever feel like he was in it only for the sake of making a sale.  We found our dream home thanks to the countless emails he sent me and the endless showings on weekends.  He was available to us whenever we had a question, wanted to view a home, or just to confirm an appointment.  He exceeded our expectations.

5. What home buyer education course did you take prior to purchasing your home? How did the course help you during the home buying process?

I took the MGIC for Homebuyers home buyer education course.  It explained terms in detail and defined for me those with which I wasn’t familiar.  It helped prepare me for the terminology and concepts I came across during the home buying process.  There were also agencies identified for debt management.

6. Why is being a homeowner important to you?

I feel it provides stability for our family.

On the House blog posts are meant to provide general information on various housing-related issues, research and programs. We are not liable for any errors or inaccuracies in the information provided by blog sources. Furthermore, this blog is not legal advice and should not be used as a substitute for legal advice from a licensed professional attorney.


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Hi Nancy, our Find a Lender tool allows you to find TSAHC-approved lenders all across Texas: https://www.tsahc.org/homebuyers-renters/find-a-lender

Nancy Veloz

I’m looking for a lender when is authorized to use the down payment assistance program.

Laura Ross

Hi Ed, TSAHC has down payment assistance and mortgage tax credit programs available for first time home buyers. For more information, contact our Homeownership team at 877-508-4611.

Ed Maldonado

Interest in assistance in home first time buyer

Laura Ross

Hi Ernesto, TSAHC has down payment assistance and mortgage tax credit programs that can help you purchase a home. For more information, contact our Homeownership team at 877-508-4611.

Ernesto Gallegos

Please help me to buy home my dream home thank you

Laura Ross

Hi Jose, for more information on TSAHC’s down payment assistance programs you may contact our Homeownership team at 877-508-4611.

Jose rodriguez

Need to know where to go for down payment asst for a home

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