Introducing TSAHC’s November Special for Veterans

November 1, 2019 | by Anna Orendain

Monday, November 11th is Veterans Day, and according to the U.S. Census Bureau, there are more than 1.4 million veterans living in Texas.

We understand the bravery required from the men and women that defend our country. That’s why TSAHC does its best to promote and provide services that help current and former members of our armed forces live comfortably in the communities they worked to protect.

honoring veterans this november

To honor Texas Veterans, TSAHC will offer a FREE stand-alone Mortgage Credit Certificate (MCC) to veterans for new reservations made during the month of November. Absolutely no fees will be charged which equates to a $700 savings at closing but thousands of dollars in savings over the life of the loan.

Our MCC Program has the following benefits:

  • Veterans do NOT have to be first time home buyers
  • Helps the Veteran qualify by reducing DTI
  • Reduces federal income tax liability EVERY year that the Veteran lives in the home
  • Can be combined with TSAHC's Down Payment Assistance (DPA)

Want to spread the word about this promotion? We’ve made a co-brandable, easy-to-use flyer!

(Please note that for veterans using the DPA / MCC combo, there will still be a $200 DPA compliance review fee, but TSAHC will continue to waive the $500 MCC issuance fee).

If you would like to learn more about our Homes for Texas Heroes loan program, we recommend reading our previous blog entry on who qualifies for the program and visiting the Homes for Texas Heroes webpage for general information and resources.

TSAHC’s Commitment to Veterans

Though no longer available, our former Affordable Communities of Texas - Veterans Initiative (ACT-VET) program provided discounted homes to veterans with disabilities and/or low-to-moderate income. Morever, we were able to donate ten homes mortgage-free to veterans thanks to a partnership with Bank of America.

For instance, in El Paso, Sergeant First Class William Chasten, a disabled military veteran with 20 years of service, received a home donation. We invite you to read more about Mr. Chasten and all of the ACT-VET success stories here

Additional Resources

TSAHC isn’t the only organization with a commitment to helping veterans. Below are several additional resources that can help Texas veterans buy a home, find employment, access legal resources, and obtain several other important services.

Homeownership Programs

U.S. Department of Veterans Affairs: provides a home loan guaranty benefit to help veterans buy, build, repair, retain or adapt a home to suit their occupancy needs.  Although VA loans require zero down payment, they can also be paired with other programs such as TSAHC's Homes for Texas Heroes program.

Texas Veteran's Land Board: provides low-interest land, home, and home improvement loans that require little or no down payment.  The home loan program also offers an interest rate reduction to qualifying veterans with a disability.

Pen-Fed Foundation: periodically offers grants for down payments to veterans who are first-time homebuyers.

Employment Resources

Texas Workforce Commission: connects returning veterans with employment and training resources, as well as medical, benefits and educational assistance.

HireHeroesUSA: provides personalized employment training and corporate engagement to create job opportunities for veterans and their spouses.

Brenham Community Center also pointed us to this collection of business ideas for veterans, put together by Commercial Capital Training Group.

This veteran's guide to starting a small business and article on how to fund a business were also helpfully provided by Cadet Ryan Cirbo.

Legal Resources

State Bar of Texas: supports pro bono legal clinics throughout Texas for military veterans who cannot afford to access the legal services they need.

Texas Legal Services Center: provides free legal assistance via telephone to Texas veterans, with an emphasis on serving disabled veterans in rural areas of the state.

General Resources

Texas Veterans Portal

Texas Veterans Commission


On the House blog posts are meant to provide general information on various housing-related issues, research and programs. We are not liable for any errors or inaccuracies in the information provided by blog sources. Furthermore, this blog is not legal advice and should not be used as a substitute for legal advice from a licensed professional attorney.

Leave a Comment