June 4, 2020 | by Katie Claflin
Categories: Podcast
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Note: While this episode was recorded in early 2020 prior to the COVID-19 crisis, the information is still accurate.
Franky Bonilla is a bilingual Sr. Producing Manager at Supreme Lending and has been recognized as one of the National Association of Hispanic Real Estate Professionals’ (NAHREP) top 13 Hispanic mortgage professionals for the past four years. With 16 years of mortgage experience and over 300 residential mortgage loans closed each year, he is well-respected not only for his track record, but for his relentless pursuit of innovation in the mortgage industry.
Franky has made it his goal to impact communities and families for the better, and aims to improve the quality of life for the homeowners, agents, developers, and communities that he comes into contact with. Mr. Bonilla lives in Houston with his wife, Carmen, and his three sons.
On the House blog posts are meant to provide general information on various housing-related issues, research and programs. We are not liable for any errors or inaccuracies in the information provided by blog sources. Furthermore, this blog is not legal advice and should not be used as a substitute for legal advice from a licensed professional attorney.
Great info from Mr. Bonilla, nice to hear from from a Loan Officer, especially what is considered on Debt to Income ratio.
-Question: If a financial counselor is used for help from texas financial tool box, would that show up on credit report and impact credit score or have a negative impact?
Great importation!!! Thank you so much. Community Outreach Housing is starting a home education program for first time home buyers . Thank you for help us get what we need to bring education to our community. So many people have no idea all the steps it takes to buy a home. The happy dance is closer than they can imagine. We will hold their hands and walk with them.
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Hi Richard, while talking to a nonprofit financial counselor itself will not impact your credit positively or negatively, they make may specific recommendations to help you improve your credit score. We recommend speaking with them directly on how their recommendations would affect your credit score.